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Second Lien Mortgage Assistance Modifications From Citigroup See Some Decreases But Improvement In Current Active Plans

Mortgage assistance from Citigroup to homeowners seeking help with their second lien mortgage payment is seeing some improvements in the Second Lien Modification Program but there have also been some decreases, which have left homeowners questioning how beneficial or available this program may be from certain financial institutions. Yet, Citigroup homeowners, among many others, do […]

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Personal Loan Delinquency Rises But Are Debt Repayment Programs Helpful To Avoid Further Financial Setbacks

Information made available in early October has led to the discovery that there are consumers who, in some areas, are seeing more positive results in terms of their repayment obligations, but in instances where loans are concerned, we have seen an increase in the number of delinquencies that consumers have when it comes to certain […]

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Online College Classes For High School Students May Offer Credits Towards College Degree And Lower Costs

High school students who are looking towards college may be in a position where during the semester or summer college classes may be available online, as we are currently seeing trends where more students are using online resources to not only apply for, research, and even take tours of college campuses but many universities are […]

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JP Morgan Chase Foreclosures Within Governmental Modification Assistance Program See Increases In Recent Reports

J.P. Morgan Chase homeowners may have seen increases in the number of foreclosure starts and completions in some areas after a failed attempt at the home loan modification program has arisen, but there are numerous servicers who are seeing continued foreclosures as homeowners continue to struggle with the requirement of meeting their mortgage payment as […]

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Affordable Balance Transfer Credit Card Rates Remain For Some But Current Opinion On Consolidating Varies

Consumers seeking affordable balance transfer credit card options may have more opportunities at the present time due to the fact that we are seeing continued affordability and rates that may offer a chance for consumers to acquire a card from anywhere between 12% to 16%, but we have also seen some advisers currently looking into […]

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College Application And Admissions For High School Students–Preparations For University Acceptance Begins For Seniors

Here in October many high school students are focusing on college applications and admissions procedures as some universities may require students to have an application in for early admission or to be considered for certain types of scholarships as early as November, which may not leave a lot of time for some students who are […]

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Short Term Personal Loans For Consumers May Offer More Borrowing Options But Consumers Still Urged To Be Cautious

Many consumers looking for personal loans have found that there has been a shift in the past months at many banks, some major financial institutions, that allow borrowers to take advantage of short-term personal loans that may be used for a variety of purposes, which have led to different opinions on how these types of […]

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Affordable Rates On Credit Cards For Small Businesses Still Seen By Some But Are Businesses Benefitting From Credit?

Small businesses have, as an alternative to loans, turned to credit cards as a way to finance certain purchases or various projects that they may not be able to afford entirely with capital from their earnings. Yet, when it comes to these credit cards, there are businesses who are also currently in the market as […]

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Options For Refinancing A Negative Equity Home Loan Being Considered But Some Homeowners Still Tempted To Default

Recent reports have indicated that there are some housing markets that are seeing improvements in home prices, but these increases have been incredibly small in some cases, and there are still overall indications that the average home values currently being seen in the housing market are down from this time last year, which has simply […]

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High Interest Savings Accounts From Online Banks And Credit Unions–Will More Options Be Available?

Recent changes that have been reported from many major banks regarding their fee structures and how consumers will be charged for using certain types of accounts have led some to consider other financial institutions for their banking needs, and when it comes to looking into savings accounts, specifically high interest savings accounts, there are those […]

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Access To Affordable Credit For Borrowers With A Low Score Still Being Sought But Overall Credit Card Use May Be Declining

Reports have indicated that lenders are offering more access to borrowers with a bad credit score as a result of certain factors that are currently in place that have led to some creditors seeing lower levels of credit card use by certain consumers. Bad credit borrowers are usually in the position where they are either […]

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Employees May See Rise In Health Insurance Costs But Alternative Business Health Plans May Offer Lower Premiums

This year we have seen increases in health care costs for employers, but there is also the problem of employees possibly seeing increases in terms of how much they will pay for their health insurance as there are some employer group health insurance plans implemented by various businesses that will necessitate workers pay a higher […]

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GMAC Mortgage Homeowners Seeking A Permanent Modification Assistance Plan See Increases In Latest Reports

GMAC Mortgage homeowners who are pursuing a permanent modification may have good news in that permanent modifications that are currently active continue to increase with GMAC as the recent Treasury Department reports on this specific area of modification program have shown that increases have not only been made with this particular servicer but with other […]

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Retail Credit Card Financing Being Sought By Consumers But Are New Offers Beneficial For Potential Cardholders

The opportunities that consumers have for retail credit card financing will obviously differ from one store to another, but as we get nearer the 2011 holiday season there are some consumers who are considering a retail credit card as a way to make purchases, which may come at relatively low interest rates as some stores […]

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Personal Health Insurance Plans For Self-Employed Bring Concerns Over Affordable Policies And Coverage Options

Health insurance plans for self-employed individuals is often a main concern simply because entrepreneurs are in a position where they will have to shoulder all of the cost of their personal health insurance plan, as opposed to situations where employer group health insurance plans that may come as part of a company will not necessarily […]

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Using Secured Personal Loans With A Bad Credit Score–How Consumers Are Making Repayments More Affordable

Consumers are turning to secured personal loans as a way to gain financing for various reasons when a bad credit score may factor into their ability to borrow a traditional loan, but when it comes to getting an affordable payment or simply lowering the overall costs on these secured loans, consumers may have different plans […]

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Federal Home Affordable Foreclosure Alternatives Program Options Continue To Be Offered For Homeowners

Homeowners who are seeking federal assistance from the Home Affordable Foreclosure Alternatives Program are usually in a position where, as a result of financial hardships or negative equity, and sometimes a combination of both, either a short sale or deed in lieu of foreclosure plan is pursued as result and the HAFA program was implemented […]

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Federal Home Affordable Foreclosure Alternatives Program Options Continue To Be Offered For Homeowners

Homeowners who are seeking federal assistance from the Home Affordable Foreclosure Alternatives Program are usually in a position where, as a result of financial hardships or negative equity, and sometimes a combination of both, either a short sale or deed in lieu of foreclosure plan is pursued as result and the HAFA program was implemented […]

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Loans For Small Businesses Through Microloan Financing May Help Businesses Owners With A Limited Credit History

Business owners who may have little or no credit history may find it is difficult to acquire a small business loan simply because the payment history of the business can work in a similar fashion to the credit history of a consumer in that it will show whether these particular individuals have honored their debts […]

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Federal Mortgage Principal Reduction Alternative Program Sees Increases In Aid Offered To Underwater Homeowners

Here in the early parts of October we have seen information from the federal Making Home Affordable Program on certain programs tracked through the month of August, like the Principle Reduction Alternative, which may be beneficial for homeowners who are seeking help when it comes to addressing issues where the value of homeowner’s property has […]

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Credit Union Savings And Checking Accounts May Be More Attractive Draw As A Result Of Changes From Big Banks

Over the past few days we have seen many consumers looking at how changes by their bank may influence their banking experience, as some fees are set to be levied against banking customers for use of debit cards, as one example, which has led some to question whether either taking their business to another bank […]

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Alternative Mortgage Payment Assistance Plans–Are They More Necessary For Banks Struggling To Reduce Foreclosures?

There are some concerns that alternative mortgage payment assistance programs, like private modifications, may need to be adjusted and be made more available if homeowners are unsuccessful at the federal foreclosure prevention initiative as there are some who are struggling to go beyond these modified home loan payment plans when it comes to finding foreclosure […]

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Employer Health Insurance Costs For Businesses Have Seen Increases But Can Companies Still Lower Costs Through Tax Credits?

Reports recently released stating that the costs of health insurance costs rose quite drastically for policyholders like businesses, have left some questioning whether affordability is still available as health insurance has traditionally grown over the past years, but at a slower rate than we have seen this year. However, when it comes to employer health […]

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Affordable Small Business Financing Options May Come From Investors As Some Businesses Struggle To Find Loans

As of late we have seen various initiatives that are trying to spur small business lending in the hopes that companies looking for financing options may be able to grow as a result of getting access to credit but there are arguments that investors may be more helpful to businesses at the present time, particularly […]

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Federal Making Home Affordable Assistance In Major Cities Sees Permanent Modification Increase But Issues Remain

Homeowners in major metropolitan areas have continued to see results similar to servicer-specific results when it comes to the Making Home Affordable Program in terms of permanent modifications, but there are still issues that homeowners in certain areas are attempting to overcome, despite the fact that these permanent modifications have seen continual improvements over the […]