Author Archive

Taking Cash Out When Refinancing More Attractive To Homeowners Thanks To Lower Rates But Will Fees Offset Benefits?

10/06/2011
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The issue of refinancing a home loan has been more attractive to some homeowners as of late thanks to low costs that are currently available from the rates we are seeing on certain types of home loans, but homeowners are also looking at refinancing to these lower rates and using cash-out options as a...
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Employer Health Insurance Costs For Businesses Have Seen Increases But Can Companies Still Lower Costs Through Tax Credits?

10/05/2011
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Reports recently released stating that the costs of health insurance costs rose quite drastically for policyholders like businesses, have left some questioning whether affordability is still available as health insurance has traditionally grown over the past years, but at a slower rate than we have seen this year. However, when it comes to employer...
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Using A Secured Consolidation Loan With Bad Credit May Offer A Lower Rate But Arguments Remain Against Offering Collateral

10/05/2011
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Consumers who are facing multiple debts with a bad credit score in place have often found themselves in this situation for a variety of reasons as some may have simply spent more than they could repay, others have seen their wages decreased substantially due to changes in their employment situations, while there are also...
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Continued Calls For New Refinancing Options From Federal Negative Equity Refinance Plan Come From Various Homeowners

10/04/2011
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There have been continual calls on the part of homeowners for more refinancing options when negative equity is in place as homeowners who may be current on their mortgage payments are also suffering from the inability to refinance their home loan as devaluation is not simply a problem that homeowners who are having trouble...
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Consumers Using A Secured Bad Credit Credit Card For Affordable Rates On Future Unsecured Lines Of Credit

10/04/2011
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The traditional use of a secured credit card for bad credit borrowers has usually not so much centered around the affordability on the rates that a consumer will receive but rather these cards have been used as a way to help men and women qualify for lower rates on unsecured credit cards in the...
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Reducing Mortgage Costs With Cash-In Refinancing Offers Some Homeowners Lower Overall Payments

10/03/2011
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Over the past few weeks we have seen homeowners who are focusing more on refinancing simply because there are affordable rates that are currently in place that can make buying or refinancing a new home less expensive, but when it comes to refinancing specifically, this has usually been done by homeowners as a way...
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Finding High Interest Savings Accounts Still A Priority For Consumers–Can Benefits Still Come Though New Checking Options?

10/03/2011
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When it comes to saving money many often turn to investment opportunities, like stocks as an example, as a way to get a better return on their investment, but simply saving by setting money aside is also a need that many consumers have at the present time as an emergency fund or simple savings...
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Savings Plans For Financial Emergencies And Debt Relief–Consumers Divided On Focusing On Saving Or Paying Off Personal Debts

09/30/2011
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Savings plans that may be helpful for financial emergencies or consumer debt relief will often vary depending on a consumer’s situation, but there have been some reports released lately that indicate there are consumers who are focusing more on paying down what they owe than saving money for the future, but some officials worry...
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Short Sale And Deed In Lieu Of Foreclosure Plans After Mortgage Assistance Denials See Increase For Distressed Homeowners

09/30/2011
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Homeowners who are in a situation where they have attempted to find lower payments on their mortgage may find that some options for mortgage assistance is not available, as we have seen in monthly Treasury Department reports showing that there are homeowners who are denied assistance through the federal modification program, but in cases...
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Making Home Affordable Trial Modification Plans Lasting More Then Six Months Remain A Problem For Homeowners

09/29/2011
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Making Home Affordable trial modifications for some homeowners have caused problems in the area of extended trial phases, meaning that homeowners are stuck in one of these from modifications for six months or longer, despite the fact that the federal Home Affordable Modification Program only requires that homeowners be in these plans and successfully...
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