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Month: October 2011

Wells Fargo Delinquency For Homeowners Decrease In HAMP–Modification Plans Continue To Offer Aid On Mortgage Payments

October 18, 2011December 27, 2016 Alex Strobel

Here in October home loan delinquency has still remained a focus for many consumers but there are positive results coming from certain servicers like Wells Fargo who have seen decreases in the number of delinquencies being tracked within the federal Read more

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Second Lien Mortgage Assistance Modifications From Citigroup See Some Decreases But Improvement In Current Active Plans

October 17, 2011December 27, 2016 Alex Strobel

Mortgage assistance from Citigroup to homeowners seeking help with their second lien mortgage payment is seeing some improvements in the Second Lien Modification Program but there have also been some decreases, which have left homeowners questioning how beneficial or available Read more

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Personal Loan Delinquency Rises But Are Debt Repayment Programs Helpful To Avoid Further Financial Setbacks

October 17, 2011December 27, 2016 Edward McCray

Information made available in early October has led to the discovery that there are consumers who, in some areas, are seeing more positive results in terms of their repayment obligations, but in instances where loans are concerned, we have seen Read more

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Online College Classes For High School Students May Offer Credits Towards College Degree And Lower Costs

October 17, 2011December 27, 2016 Karen Byrd

High school students who are looking towards college may be in a position where during the semester or summer college classes may be available online, as we are currently seeing trends where more students are using online resources to not Read more

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JP Morgan Chase Foreclosures Within Governmental Modification Assistance Program See Increases In Recent Reports

October 17, 2011December 27, 2016 Alex Strobel

J.P. Morgan Chase homeowners may have seen increases in the number of foreclosure starts and completions in some areas after a failed attempt at the home loan modification program has arisen, but there are numerous servicers who are seeing continued Read more

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Affordable Balance Transfer Credit Card Rates Remain For Some But Current Opinion On Consolidating Varies

October 17, 2011December 27, 2016 Randell Jenkins

Consumers seeking affordable balance transfer credit card options may have more opportunities at the present time due to the fact that we are seeing continued affordability and rates that may offer a chance for consumers to acquire a card from Read more

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College Application And Admissions For High School Students–Preparations For University Acceptance Begins For Seniors

October 14, 2011December 28, 2016 Karen Byrd

Here in October many high school students are focusing on college applications and admissions procedures as some universities may require students to have an application in for early admission or to be considered for certain types of scholarships as early Read more

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Short Term Personal Loans For Consumers May Offer More Borrowing Options But Consumers Still Urged To Be Cautious

October 13, 2011December 27, 2016 Randell Jenkins

Many consumers looking for personal loans have found that there has been a shift in the past months at many banks, some major financial institutions, that allow borrowers to take advantage of short-term personal loans that may be used for Read more

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Affordable Rates On Credit Cards For Small Businesses Still Seen By Some But Are Businesses Benefitting From Credit?

October 13, 2011December 25, 2019 Lee McFarland

Small businesses have, as an alternative to loans, turned to credit cards as a way to finance certain purchases or various projects that they may not be able to afford entirely with capital from their earnings. Yet, when it comes Read more

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Options For Refinancing A Negative Equity Home Loan Being Considered But Some Homeowners Still Tempted To Default

October 12, 2011December 27, 2016 Alex Strobel

Recent reports have indicated that there are some housing markets that are seeing improvements in home prices, but these increases have been incredibly small in some cases, and there are still overall indications that the average home values currently being Read more

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High Interest Savings Accounts From Online Banks And Credit Unions–Will More Options Be Available?

October 12, 2011December 27, 2016 Alex Strobel

Recent changes that have been reported from many major banks regarding their fee structures and how consumers will be charged for using certain types of accounts have led some to consider other financial institutions for their banking needs, and when Read more

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Access To Affordable Credit For Borrowers With A Low Score Still Being Sought But Overall Credit Card Use May Be Declining

October 12, 2011December 27, 2016 Alex Strobel

Reports have indicated that lenders are offering more access to borrowers with a bad credit score as a result of certain factors that are currently in place that have led to some creditors seeing lower levels of credit card use Read more

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Employees May See Rise In Health Insurance Costs But Alternative Business Health Plans May Offer Lower Premiums

October 11, 2011December 27, 2016 Edward McCray

This year we have seen increases in health care costs for employers, but there is also the problem of employees possibly seeing increases in terms of how much they will pay for their health insurance as there are some employer Read more

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GMAC Mortgage Homeowners Seeking A Permanent Modification Assistance Plan See Increases In Latest Reports

October 11, 2011December 27, 2016 Alex Strobel

GMAC Mortgage homeowners who are pursuing a permanent modification may have good news in that permanent modifications that are currently active continue to increase with GMAC as the recent Treasury Department reports on this specific area of modification program have Read more

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Retail Credit Card Financing Being Sought By Consumers But Are New Offers Beneficial For Potential Cardholders

October 11, 2011December 27, 2016 Randell Jenkins

The opportunities that consumers have for retail credit card financing will obviously differ from one store to another, but as we get nearer the 2011 holiday season there are some consumers who are considering a retail credit card as a Read more

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Personal Health Insurance Plans For Self-Employed Bring Concerns Over Affordable Policies And Coverage Options

October 11, 2011December 27, 2016 Randell Jenkins

Health insurance plans for self-employed individuals is often a main concern simply because entrepreneurs are in a position where they will have to shoulder all of the cost of their personal health insurance plan, as opposed to situations where employer Read more

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Using Secured Personal Loans With A Bad Credit Score–How Consumers Are Making Repayments More Affordable

October 11, 2011December 27, 2016 Alex Strobel

Consumers are turning to secured personal loans as a way to gain financing for various reasons when a bad credit score may factor into their ability to borrow a traditional loan, but when it comes to getting an affordable payment Read more

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Federal Home Affordable Foreclosure Alternatives Program Options Continue To Be Offered For Homeowners

October 10, 2011December 27, 2016 Alex Strobel

Homeowners who are seeking federal assistance from the Home Affordable Foreclosure Alternatives Program are usually in a position where, as a result of financial hardships or negative equity, and sometimes a combination of both, either a short sale or deed Read more

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Federal Home Affordable Foreclosure Alternatives Program Options Continue To Be Offered For Homeowners

October 10, 2011December 27, 2016 Alex Strobel

Homeowners who are seeking federal assistance from the Home Affordable Foreclosure Alternatives Program are usually in a position where, as a result of financial hardships or negative equity, and sometimes a combination of both, either a short sale or deed Read more

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Loans For Small Businesses Through Microloan Financing May Help Businesses Owners With A Limited Credit History

October 7, 2011December 27, 2016 Lee McFarland

Business owners who may have little or no credit history may find it is difficult to acquire a small business loan simply because the payment history of the business can work in a similar fashion to the credit history of Read more

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Federal Mortgage Principal Reduction Alternative Program Sees Increases In Aid Offered To Underwater Homeowners

October 7, 2011December 27, 2016 Alex Strobel

Here in the early parts of October we have seen information from the federal Making Home Affordable Program on certain programs tracked through the month of August, like the Principle Reduction Alternative, which may be beneficial for homeowners who are Read more

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Credit Union Savings And Checking Accounts May Be More Attractive Draw As A Result Of Changes From Big Banks

October 6, 2011December 27, 2016 Alex Strobel

Over the past few days we have seen many consumers looking at how changes by their bank may influence their banking experience, as some fees are set to be levied against banking customers for use of debit cards, as one Read more

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Alternative Mortgage Payment Assistance Plans–Are They More Necessary For Banks Struggling To Reduce Foreclosures?

October 6, 2011December 27, 2016 Alex Strobel

There are some concerns that alternative mortgage payment assistance programs, like private modifications, may need to be adjusted and be made more available if homeowners are unsuccessful at the federal foreclosure prevention initiative as there are some who are struggling Read more

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Employer Health Insurance Costs For Businesses Have Seen Increases But Can Companies Still Lower Costs Through Tax Credits?

October 5, 2011December 27, 2016 Lee McFarland

Reports recently released stating that the costs of health insurance costs rose quite drastically for policyholders like businesses, have left some questioning whether affordability is still available as health insurance has traditionally grown over the past years, but at a Read more

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Affordable Small Business Financing Options May Come From Investors As Some Businesses Struggle To Find Loans

October 5, 2011December 27, 2016 Alex Strobel

As of late we have seen various initiatives that are trying to spur small business lending in the hopes that companies looking for financing options may be able to grow as a result of getting access to credit but there Read more

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