Archive for October, 2011

Student Loan Consolidation Plans In Place For Graduates Seeking Lower Payments But What May Changes Offer?

10/29/2011
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Student debt consolidation loans have offered plans for some graduates to find lower payments on federal obligations that they have when this type of debt is in place, and as we have recently seen announcements that there are potential changes forthcoming, some are starting to question how student loan consolidations will be beneficial when...
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Home Affordable Modification Program Sees Some Improvements But Many Feel More Needs To Be Done To Help Homeowners

10/29/2011
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The Home Affordable Modification Program has seen some continued success over the past few months, as certain changes that have been implemented in the past may have made it easier for homeowners to communicate with their servicer and apply for this particular program, but when it comes to helping homeowners there are those who...
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Debit Card Fees On Accounts Led Some To Change Banks But Some Fees May Be Eliminated Or Offer Alternatives

10/29/2011
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The issue of debit card fees on various accounts have lead some consumers to consider switching banks and, over the past few days we have seen that there are many men and women who believe that turning to either an alternative financial institution outside of their bank or a nonprofit credit union could potentially...
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College Tuition Costs Rise Amid Student Need For More Financial Aid–Worries Over Student Debt Remain A Problem

10/28/2011
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Reports here in October showed that the problem of increasing college costs is still in place as there were some indications that college tuition at a typical four year public university increased this year, which is a trend we have seen in the past as many colleges and universities are seeing higher tuition and...
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Citigroup Bankruptcies See Ups And Downs In Latest HAMP Information On Homeowners Unable To Find Aid

10/28/2011
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Bankruptcies for Citigroup homeowners saw mixed results in the latest Treasury Department reports for homeowners who were not successful at finding help through the federal Making Home Affordable modification program. Yet, this cumulative total that has been tracked for two categories of homeowners did see both positive and negative results as bankruptcies increased for...
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Help With Credit Card Payments For Struggling Cardholders May Come From Lenders–What Aid Is Offered?

10/28/2011
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As we have seen some reports here October indicating that credit card debt and late payments may be a problem once again for some, there are mixed opinions on the severity of the situation as some credit card late payments may not be severe, but there are still issues which have arisen that led...
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JP Morgan Chase Alternative Mortgage Assistance Plans–Mixed Results Seen In Most Recent Information

10/28/2011
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Homeowners with J.P. Morgan Chase who are seeking out mortgage payment assistance may benefit from alternative modifications as there were reports that homeowners who did not qualify for a federal modification with Chase did see increases in the number of alternative modifications in some cases. Typically, homeowners struggle with the federal modification program when...
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Underwater Mortgage Assistance In Nevada Continues To Be Sought Amid Further Decreases In Home Prices

10/28/2011
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Reports have come in stating that areas of Nevada are still seeing decreases in home values, which is obviously troubling news in light of the fact that Nevada has been one of the particular states that was hardest hit by the economic downturn and as homeowners struggle with equity problems, underwater mortgage assistance programs...
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Conversions In Making Home Affordable Program–Are Homeowners Seeing More Transitions To Permanent Plans?

10/28/2011
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It goes without saying that a homeowner’s ultimate goal when seeking a modification from the Making Home Affordable Program is to acquire an affordable, permanent home loan modification plan as some homeowners have struggled to get a trial plan, while others may have found that it was difficult to transition from a trial to...
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Small Business Loans Still Being Called On For Economic Improvement But Are Business Confident To Borrow

10/28/2011
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There are those who feel that small business loans and access to credit will still be needed in the coming months if businesses are able to grow and stay in a position where they will be able to become more prosperous, hopefully attract more customers, and potentially add jobs in the future but there...
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