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Author: Edward McCray

Was Super Bowl 50 the Snapchat Super Bowl?

February 7, 2016December 25, 2019 Edward McCray

In the 2016 Super Bowl, when the Denver Broncos took down the Carolina Panthers, Snapchat, the popular picture and video messaging was used by millions of people in the United States, Mexico, Argentina, and Colombia. Gatorade, the well-known sports drink Read more

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Are Straight Teeth a Status Symbol for Celebrities?

February 2, 2016December 25, 2019 Edward McCray

One of the first things we notice about someone is their smile. When looking at a smile, teeth that are uneven, out of alignment, discolored, or even chipped stick out like a sore thumb. According to a study by the Read more

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Mortgage Payment Forbearance Options For Homeowners–Aspects Of Federal Programs In Areas Of High Unemployment

November 3, 2011December 27, 2016 Edward McCray

As mortgage payment difficulties remain in place for homeowners, and levels of unemployment remained quite high nationally and in some states, where we are seeing double-digit numbers, unemployment options that homeowners have on home loan payments still remain beneficial for Read more

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Forecasts On Potential Increases In Foreclosures Indicate More Homeowners May Be In Need Of Mortgage Assistance

November 2, 2011December 27, 2016 Edward McCray

The outlook in the housing market obviously varies from one official or organization to the next but many have a bleak forecast when it comes to foreclosures in the coming months and even years as predictions often surround numbers in Read more

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Checking Accounts With A High Interest Rate From Online Banks Could Open More Earning Options For Consumers

November 2, 2011December 27, 2016 Edward McCray

Consumers who are looking into checking account options are often in a position where they want access to their funds quite freely, typically through the use of debit cards, but there are many who are also looking for ways to Read more

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Secured Credit Cards For Borrowers With Bad Credit–How Consumers Use These Cards And What Benefits They Offer

November 1, 2011December 27, 2016 Edward McCray

Credit cards available to people with a bad credit score can come from a variety of sources and we saw in October that there were indications some credit card lenders are beginning to offer more options to subprime borrowers, but Read more

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Help With Credit Card Payments For Struggling Cardholders May Come From Lenders–What Aid Is Offered?

October 28, 2011December 27, 2016 Edward McCray

As we have seen some reports here October indicating that credit card debt and late payments may be a problem once again for some, there are mixed opinions on the severity of the situation as some credit card late payments Read more

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Incentives For Changing Banks May Offer Perks On New Accounts But Are Big Banks Trying To Keep Customers?

October 27, 2011December 27, 2016 Edward McCray

Over the past few weeks many consumers have been changing their banks as a result of fee increases or adjustments to certain costs that come along with checking accounts and debit card use, and this has opened the door for Read more

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Incentives For Changing Banks May Offer Perks On New Accounts But Are Big Banks Trying To Keep Customers?

October 27, 2011December 27, 2016 Edward McCray

Over the past few weeks many consumers have been changing their banks as a result of fee increases or adjustments to certain costs that come along with checking accounts and debit card use, and this has opened the door for Read more

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Retirement Savings Investment Plans May Offer Higher Contributions But Does This Factor Into Investing Strategies?

October 25, 2011December 27, 2016 Edward McCray

As many consumers continue to struggle financially and are also looking to the future and how the various economic situations may impact their financial life during retirement, but there are some reports that indicate contributions may be increasing in some Read more

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Retirement Savings Needed To Address Various Financial Concerns Of Seniors But How Are Investors Planning?

October 20, 2011December 27, 2016 Edward McCray

Obviously, retirement savings accounts are needed by various seniors in order to address a wide range of financial concerns that may arise as we have seen some investors look for ways to prepare for health insurance costs that may come Read more

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Credit Card Payment Plans For Unemployed Bring Different Savings And Repayment Practices By Consumers

October 19, 2011December 27, 2016 Edward McCray

Credit card payment assistance plans that had been sought out by unemployed consumers have often varied, but in cases where consumers have either recently become unemployed or know that their job is ending in a set period of time, the Read more

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Personal Loan Delinquency Rises But Are Debt Repayment Programs Helpful To Avoid Further Financial Setbacks

October 17, 2011December 27, 2016 Edward McCray

Information made available in early October has led to the discovery that there are consumers who, in some areas, are seeing more positive results in terms of their repayment obligations, but in instances where loans are concerned, we have seen Read more

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Employees May See Rise In Health Insurance Costs But Alternative Business Health Plans May Offer Lower Premiums

October 11, 2011December 27, 2016 Edward McCray

This year we have seen increases in health care costs for employers, but there is also the problem of employees possibly seeing increases in terms of how much they will pay for their health insurance as there are some employer Read more

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Citigroup Total Trial Modification Offers And Starts See Improvements In Numbers Of Plans Made Available To Homeowners

October 1, 2011December 27, 2016 Edward McCray

The total number of trial modifications that have been offered by Citigroup have increased according to the most recent Treasury Department information we have, and while active trial modifications may vary from one servicer to another, improvements in the area Read more

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