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More homeowners may be helped through the Home Affordable Refinance Program in the coming weeks as recent changes that have been reported on may allow more underwater homeowners to qualify for this particular type of aid, in the hopes of taking advantage of low mortgage rates currently available that may help these underwater borrowers find […]

The spring semester for many college students can be a time where financial aid may have expired, as some students may have only received a semester’s worth of aid, but others are still looking to the future when it comes to getting scholarships or grants that may help them during the spring, and this is […]

Questions over assistance when it comes to repaying private student loans have often arisen as many college graduates who have this kind of debt as students are in a position where, when college loans are in place, discharging these debts through actions such as bankruptcy is not an option, despite the fact that we are […]

Bank of America homeowners seeking permanent modification assistance or a simple opportunity to participate in a Bank of America trial modification plan may be in a position where, if they do meet certain qualifications, this can be one route of foreclosure prevention that proves successful as we have recently seen more homeowners who are being […]

Here in November we have the most recent information from the Making Home Affordable program and reports show that the total number of active permanent modifications increased between August and September for homeowners who are seeking federal foreclosure prevention assistance.  Obviously, homeowners with a variety of servicers are still looking for help when it comes […]

There have been increasing issues that have arisen for homeowners in the housing market when it comes to getting help with their mortgage payment, but when homeowners have a second mortgage in place there are indications that more troubles have arisen and, when negative equity is a problem or simple foreclosure alternatives are sought out […]

Individuals who are looking for an affordable personal health insurance plan will often find that, in various states, different insurance providers can offer a wide range of personal plans that could potentially help meet the needs of someone who is without an employer group health insurance policy in place, but questions remain over cost and […]

The total number of offers that have been extended and trial modifications that have been begun by JP Morgan Chase saw improvements between July and August according to the most recent information we have concerning the federal home loan modification program, which may be beneficial news to homeowners who are currently looking for mortgage payment […]

Online MBA programs have become more popular for certain students as even major universities with well-established and accredited MBA programs have begun to offer online courses or even degree programs online, which has brought up a debate over how helpful these particular types of learning opportunities will be for those who plan to study this […]

Since many recent graduates may soon find that their grace period expires and the repayment of their student loan debts will begin, which has led some to begin researching opportunities for student loan forgiveness, debt consolidation loans for their student loans, or programs that may make student loan repayment more affordable so that these graduates, […]

Cardholders and consumers who are looking for credit cards at the present time may have seen increased activity in cards that are being marketed as low interest credit cards, but there are some who are also looking at aspects of these cards that may offer transfer opportunities for consumers who want to consolidate debt on […]

As mortgage payment difficulties remain in place for homeowners, and levels of unemployment remained quite high nationally and in some states, where we are seeing double-digit numbers, unemployment options that homeowners have on home loan payments still remain beneficial for those who qualify, as homeowners may get help through options that allow them to forgo […]

As many financial institutions, like major banks, are still reportedly making it difficult for some to acquire credit, there are those who are looking into alternatives like peer-to-peer lending networks that may offer them the financing they need for everything from personal loans to business loans, as these lending networks, which have seen increases in […]

As we have seen rates on home loans remain quite low, some are in a position where paying off their mortgage faster through refinancing is once again becoming more popular for certain homeowners despite the fact that we have seen ups and downs this year in terms of the refinance Index that has been reported […]

Parents who take advantage of federal loans to help with college tuition costs are in a position where they have not only repayment assistance options available on these college loans but there are potential opportunities for forgiveness as well, but depending on the situation, a parent may not be allowed to take advantage of all […]

The financial situation of many students, be they traditional or nontraditional, has often varied as some are in a position where they need help paying for college but may have a bad credit score in place and worry about getting financing from loans. Yet, many students have found that there are borrowing opportunities available for […]

For underwater homeowners seeking opportunities to refinance, new options recently made available have led some to question the benefits that may be gained by these individuals as there are some who feel that homeowners may not see as much aid on a wide scale as they have in the past, which has led some to […]

The outlook in the housing market obviously varies from one official or organization to the next but many have a bleak forecast when it comes to foreclosures in the coming months and even years as predictions often surround numbers in the hundreds of thousands or more who may continue to face foreclosure over time. Obviously, […]

Consumers who are looking into checking account options are often in a position where they want access to their funds quite freely, typically through the use of debit cards, but there are many who are also looking for ways to earn more on their deposits as certain banking customers do keep a sizable amount in […]

Consumers who are in a position where credit card debt has been problematic often seek out debt repayment assistance programs or strategies that may vary from a debt consolidation loan or a payment reduction plan directly from their credit card company, which may help when it comes to meeting payments over a period of time. […]

As student loan debt becomes more of a problem for graduates many are looking for ways to take advantage of forgiveness opportunities that may be available from their lender or, in the case of federal loans, students who are in a public service career and may qualify for the forgiveness options could be in a […]

Credit cards available to people with a bad credit score can come from a variety of sources and we saw in October that there were indications some credit card lenders are beginning to offer more options to subprime borrowers, but often is the case that these consumers who are having trouble getting a line of […]

Small businesses that are looking for loans may be in a position where they are seeing that access to credit is difficult to come by or, according to some officials, small businesses are simply not in a position where they can either qualify for a small business loan or can afford to take on debt […]

Reports on the unemployment rate in various states as of September indicate Nevada is the state with the highest level of unemployment as the rate currently stands at 13.4%, and this has obviously led to many problems in the lives of men and women who, in some instances, are having trouble meeting debt obligations like […]

As we have seen some reports here October indicating that credit card debt and late payments may be a problem once again for some, there are mixed opinions on the severity of the situation as some credit card late payments may not be severe, but there are still issues which have arisen that led cardholders […]