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Chase Trial Modification Offers And Starts See Increases In Latest HAMP Data For Homeowners Seeking Lower Payments

The total number of offers that have been extended and trial modifications that have been begun by JP Morgan Chase saw improvements between July and August according to the most recent information we have concerning the federal home loan modification program, which may be beneficial news to homeowners who are currently looking for mortgage payment […]

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Online MBA Programs Offer University Students Easier Access To Graduate Degree But Questions Remain Over Benefits

Online MBA programs have become more popular for certain students as even major universities with well-established and accredited MBA programs have begun to offer online courses or even degree programs online, which has brought up a debate over how helpful these particular types of learning opportunities will be for those who plan to study this […]

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Student Loan Debt Forbearance For Graduates May Benefit Those Seeking Help As Grace Period Expires

Since many recent graduates may soon find that their grace period expires and the repayment of their student loan debts will begin, which has led some to begin researching opportunities for student loan forgiveness, debt consolidation loans for their student loans, or programs that may make student loan repayment more affordable so that these graduates, […]

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Peer To Peer Personal Loans And Business Loans–How Borrowers Are Using Online Lending Networks in 2011

As many financial institutions, like major banks, are still reportedly making it difficult for some to acquire credit, there are those who are looking into alternatives like peer-to-peer lending networks that may offer them the financing they need for everything from personal loans to business loans, as these lending networks, which have seen increases in […]

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Mortgage Payment Forbearance Options For Homeowners–Aspects Of Federal Programs In Areas Of High Unemployment

As mortgage payment difficulties remain in place for homeowners, and levels of unemployment remained quite high nationally and in some states, where we are seeing double-digit numbers, unemployment options that homeowners have on home loan payments still remain beneficial for those who qualify, as homeowners may get help through options that allow them to forgo […]

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Low Interest Credit Cards May Offer New Customers Transfer Options On Balances But Some Advise Caution For Cardholders

Cardholders and consumers who are looking for credit cards at the present time may have seen increased activity in cards that are being marketed as low interest credit cards, but there are some who are also looking at aspects of these cards that may offer transfer opportunities for consumers who want to consolidate debt on […]

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Paying Off A Mortgage Faster Through Refinancing–Options For Homeowners And Aspects Of Mortgages For Lower Costs

As we have seen rates on home loans remain quite low, some are in a position where paying off their mortgage faster through refinancing is once again becoming more popular for certain homeowners despite the fact that we have seen ups and downs this year in terms of the refinance Index that has been reported […]

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Federal Parent Loan Forgiveness And Repayment Assistance–Options That May Help Parent Borrowers

Parents who take advantage of federal loans to help with college tuition costs are in a position where they have not only repayment assistance options available on these college loans but there are potential opportunities for forgiveness as well, but depending on the situation, a parent may not be allowed to take advantage of all […]

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Paying For College With Bad Credit Through Free Aid And Loans–Problems Students Are Advised To Avoid

The financial situation of many students, be they traditional or nontraditional, has often varied as some are in a position where they need help paying for college but may have a bad credit score in place and worry about getting financing from loans. Yet, many students have found that there are borrowing opportunities available for […]

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Forecasts On Potential Increases In Foreclosures Indicate More Homeowners May Be In Need Of Mortgage Assistance

The outlook in the housing market obviously varies from one official or organization to the next but many have a bleak forecast when it comes to foreclosures in the coming months and even years as predictions often surround numbers in the hundreds of thousands or more who may continue to face foreclosure over time. Obviously, […]

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Expectations For Underwater Refinancing Plan Vary As Homeowners Recall FHA Short Refinance Program Troubles

For underwater homeowners seeking opportunities to refinance, new options recently made available have led some to question the benefits that may be gained by these individuals as there are some who feel that homeowners may not see as much aid on a wide scale as they have in the past, which has led some to […]

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Debt Relief From Credit Cards Lead To Repayment Methods Like Loans And Payment Reduction Plans

Consumers who are in a position where credit card debt has been problematic often seek out debt repayment assistance programs or strategies that may vary from a debt consolidation loan or a payment reduction plan directly from their credit card company, which may help when it comes to meeting payments over a period of time. […]

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Checking Accounts With A High Interest Rate From Online Banks Could Open More Earning Options For Consumers

Consumers who are looking into checking account options are often in a position where they want access to their funds quite freely, typically through the use of debit cards, but there are many who are also looking for ways to earn more on their deposits as certain banking customers do keep a sizable amount in […]

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Student Loan Forgiveness Programs For Public Service Workers–Opportunities For Erasing College Debt

As student loan debt becomes more of a problem for graduates many are looking for ways to take advantage of forgiveness opportunities that may be available from their lender or, in the case of federal loans, students who are in a public service career and may qualify for the forgiveness options could be in a […]

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Secured Credit Cards For Borrowers With Bad Credit–How Consumers Use These Cards And What Benefits They Offer

Credit cards available to people with a bad credit score can come from a variety of sources and we saw in October that there were indications some credit card lenders are beginning to offer more options to subprime borrowers, but often is the case that these consumers who are having trouble getting a line of […]

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Nevada Hardest Hit Fund Program Offers Homeowners Assistance On Their Mortgage In State With Highest Unemployment

Reports on the unemployment rate in various states as of September indicate Nevada is the state with the highest level of unemployment as the rate currently stands at 13.4%, and this has obviously led to many problems in the lives of men and women who, in some instances, are having trouble meeting debt obligations like […]

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Small Business Loans Still Being Called On For Economic Improvement But Are Business Confident To Borrow

There are those who feel that small business loans and access to credit will still be needed in the coming months if businesses are able to grow and stay in a position where they will be able to become more prosperous, hopefully attract more customers, and potentially add jobs in the future but there is […]

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Help With Credit Card Payments For Struggling Cardholders May Come From Lenders–What Aid Is Offered?

As we have seen some reports here October indicating that credit card debt and late payments may be a problem once again for some, there are mixed opinions on the severity of the situation as some credit card late payments may not be severe, but there are still issues which have arisen that led cardholders […]

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Despite Decreases In Jobless Claims Total Remains Above Level Where Economists Say Job Growth Takes Place

Despite the fact that jobless claims slightly fell last week, there was a minimal decrease as only 2000 fewer claims were reportedly made and this does still leave the number of jobless claims in an area that many feel is unhelpful for job creation. Economists believe that when jobless claims remain above 400,000 this is […]

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College Tuition Costs Rise Amid Student Need For More Financial Aid–Worries Over Student Debt Remain A Problem

Reports here in October showed that the problem of increasing college costs is still in place as there were some indications that college tuition at a typical four year public university increased this year, which is a trend we have seen in the past as many colleges and universities are seeing higher tuition and fee […]

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Citigroup Bankruptcies See Ups And Downs In Latest HAMP Information On Homeowners Unable To Find Aid

Bankruptcies for Citigroup homeowners saw mixed results in the latest Treasury Department reports for homeowners who were not successful at finding help through the federal Making Home Affordable modification program. Yet, this cumulative total that has been tracked for two categories of homeowners did see both positive and negative results as bankruptcies increased for certain […]

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Total Modification Trial Programs From Wells Fargo Show Increases–How Are Homeowners Benefiting From Plans?

Many servicers have seen ups and downs when it comes to the number of trials that are currently active in the modification program, but when homeowners look at the total number of modifications that have been offered and started, and compare this data to the successfulness of a particular program, it may give those who […]

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Incentives For Changing Banks May Offer Perks On New Accounts But Are Big Banks Trying To Keep Customers?

Over the past few weeks many consumers have been changing their banks as a result of fee increases or adjustments to certain costs that come along with checking accounts and debit card use, and this has opened the door for other financial institutions, like credit unions, to offer perks or incentives for those who are […]

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Incentives For Changing Banks May Offer Perks On New Accounts But Are Big Banks Trying To Keep Customers?

Over the past few weeks many consumers have been changing their banks as a result of fee increases or adjustments to certain costs that come along with checking accounts and debit card use, and this has opened the door for other financial institutions, like credit unions, to offer perks or incentives for those who are […]