The opportunities that consumers have for retail credit card financing will obviously differ from one store to another, but as we get nearer the 2011 holiday season there are some consumers who are considering a retail credit card as a Read more

Health insurance plans for self-employed individuals is often a main concern simply because entrepreneurs are in a position where they will have to shoulder all of the cost of their personal health insurance plan, as opposed to situations where employer Read more

Consumers are turning to secured personal loans as a way to gain financing for various reasons when a bad credit score may factor into their ability to borrow a traditional loan, but when it comes to getting an affordable payment Read more

Homeowners who are seeking federal assistance from the Home Affordable Foreclosure Alternatives Program are usually in a position where, as a result of financial hardships or negative equity, and sometimes a combination of both, either a short sale or deed Read more

Homeowners who are seeking federal assistance from the Home Affordable Foreclosure Alternatives Program are usually in a position where, as a result of financial hardships or negative equity, and sometimes a combination of both, either a short sale or deed Read more

Business owners who may have little or no credit history may find it is difficult to acquire a small business loan simply because the payment history of the business can work in a similar fashion to the credit history of Read more

Here in the early parts of October we have seen information from the federal Making Home Affordable Program on certain programs tracked through the month of August, like the Principle Reduction Alternative, which may be beneficial for homeowners who are Read more

Over the past few days we have seen many consumers looking at how changes by their bank may influence their banking experience, as some fees are set to be levied against banking customers for use of debit cards, as one Read more

There are some concerns that alternative mortgage payment assistance programs, like private modifications, may need to be adjusted and be made more available if homeowners are unsuccessful at the federal foreclosure prevention initiative as there are some who are struggling Read more

Reports recently released stating that the costs of health insurance costs rose quite drastically for policyholders like businesses, have left some questioning whether affordability is still available as health insurance has traditionally grown over the past years, but at a Read more

As of late we have seen various initiatives that are trying to spur small business lending in the hopes that companies looking for financing options may be able to grow as a result of getting access to credit but there Read more

Homeowners in major metropolitan areas have continued to see results similar to servicer-specific results when it comes to the Making Home Affordable Program in terms of permanent modifications, but there are still issues that homeowners in certain areas are attempting Read more

The capital for small businesses in the form of loans has been a central issue among some politicians, economists, and many small business owners as there is concern that the lack of access to credit for these companies can hinder Read more

The total number of trial modifications that have been offered by Citigroup have increased according to the most recent Treasury Department information we have, and while active trial modifications may vary from one servicer to another, improvements in the area Read more

As there are current proposals in place that may help small businesses in the coming months, there are some who still feel that the inability of certain businesses to access credit has been constraining their ability to grow and potentially Read more

Small business loans may be more available for companies who are seeking financing at the current time or in the future as recent reports have shown that many major lenders are pledging to help small companies by committing more money Read more

Businesses that are looking for small business loan opportunities may find that borrowing options are still in place but changes that have been seen in the past months, in terms of not only lending practices but sources of small business Read more

Some students who may have graduated college in the recent months could be entering into the workforce but be in a position where they also want to pursue a graduate degree, but there are also many men and women who Read more

Underwater home loans, for certain homeowners, may have refinancing opportunities in order to assist homeowners in finding a more affordable monthly payment on their mortgage. Obviously, homeowners who have negative equity are, in most cases, unable to refinance through traditional Read more

Recently, foreclosures seemed to be on the rise as thousands of homeowners were being evicted from their home due to various financial difficulties. However, numerous top banks have stopped foreclosures in various states due to questionable foreclosure practices that have Read more

Everyone knows of the ACORN video scandal by now and with the employees featured in the film being fired and ACORN either being rudely awakened to the goings-on within the organization or called out on known practices (depending on what Read more

The newspaper industry has been on a slippery slope thanks to easier access of news online and advertisers taking their business to the Internet as well. Newspaper profits and stock prices have fallen and, like most industries in the recession, Read more

Rates on a 30-year mortgage dropped to 4.94%, which is not the lowest we have seen in mortgage rates this year, but it may be enough to entice people into refinancing or even buying.It has been reported that the low Read more

AIG was chastised for its last attempt to take employees on a retreat that was to cost hundreds of thousands just after they had received a substantial bailout from the government with taxpayer money. Again, AIG, which is based in Read more

GM was reported to be on the verge of reaching a deal with Penske Automotive Group earlier this week but as it looks now Saturn will be shut down. Some models will continue to be made through 2011, but overall Read more