Mortgage rates continue to fall this week as data rolls in for December 2014. Since December of 2013, mortgage rates have been steadily dropping, nearing 4.0%, as of December 3, 2014. On December 5, the 30-year rates dropped below 4.0%, at

Los Angeles residents have had to fight traffic for decades. According to a study completed by the Texas Transportation Institute at Texas A&M University seven of the top 10 most congested roads in the United States are in Los Angeles County.