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Small Business Loans Still Being Called On For Economic Improvement But Are Business Confident To Borrow

There are those who feel that small business loans and access to credit will still be needed in the coming months if businesses are able to grow and stay in a position where they will be able to become more prosperous, hopefully attract more customers, and potentially add jobs in the future but there is […]

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Help With Credit Card Payments For Struggling Cardholders May Come From Lenders–What Aid Is Offered?

As we have seen some reports here October indicating that credit card debt and late payments may be a problem once again for some, there are mixed opinions on the severity of the situation as some credit card late payments may not be severe, but there are still issues which have arisen that led cardholders […]

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Despite Decreases In Jobless Claims Total Remains Above Level Where Economists Say Job Growth Takes Place

Despite the fact that jobless claims slightly fell last week, there was a minimal decrease as only 2000 fewer claims were reportedly made and this does still leave the number of jobless claims in an area that many feel is unhelpful for job creation. Economists believe that when jobless claims remain above 400,000 this is […]

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College Tuition Costs Rise Amid Student Need For More Financial Aid–Worries Over Student Debt Remain A Problem

Reports here in October showed that the problem of increasing college costs is still in place as there were some indications that college tuition at a typical four year public university increased this year, which is a trend we have seen in the past as many colleges and universities are seeing higher tuition and fee […]

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Citigroup Bankruptcies See Ups And Downs In Latest HAMP Information On Homeowners Unable To Find Aid

Bankruptcies for Citigroup homeowners saw mixed results in the latest Treasury Department reports for homeowners who were not successful at finding help through the federal Making Home Affordable modification program. Yet, this cumulative total that has been tracked for two categories of homeowners did see both positive and negative results as bankruptcies increased for certain […]

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Total Modification Trial Programs From Wells Fargo Show Increases–How Are Homeowners Benefiting From Plans?

Many servicers have seen ups and downs when it comes to the number of trials that are currently active in the modification program, but when homeowners look at the total number of modifications that have been offered and started, and compare this data to the successfulness of a particular program, it may give those who […]

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Incentives For Changing Banks May Offer Perks On New Accounts But Are Big Banks Trying To Keep Customers?

Over the past few weeks many consumers have been changing their banks as a result of fee increases or adjustments to certain costs that come along with checking accounts and debit card use, and this has opened the door for other financial institutions, like credit unions, to offer perks or incentives for those who are […]

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Incentives For Changing Banks May Offer Perks On New Accounts But Are Big Banks Trying To Keep Customers?

Over the past few weeks many consumers have been changing their banks as a result of fee increases or adjustments to certain costs that come along with checking accounts and debit card use, and this has opened the door for other financial institutions, like credit unions, to offer perks or incentives for those who are […]

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Retirement Savings Investment Plans May Offer Higher Contributions But Does This Factor Into Investing Strategies?

As many consumers continue to struggle financially and are also looking to the future and how the various economic situations may impact their financial life during retirement, but there are some reports that indicate contributions may be increasing in some retirement savings investment strategies that are popular among consumers, but questions over whether these particular […]

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Bank Of America Homeowners Seeking A Second Lien Modification See More Plans Offered In Recent Reports

Homeowners with Bank of America who are in a unique position where a primary and secondary mortgage are in place and may be causing payment problems, as a result of factors like unemployment or other financial issues that homeowners face, may have seen that there are continued opportunities being made for the Second Lien Modification […]

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Small Business Loans From Credit Unions Provide Alternate Borrowing Options But Why Are Cap Increases Opposed?

Business owners who are finding it difficult to acquire a small business loan from a traditional bank at times turn to alternatives like credit unions as a way to get the funding they may need and potentially work with them to build a relationship that is with a local institution and potentially offer added benefits […]

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Savings Accounts With High Interest Rates–What Consumers Use Savings For And Current Options On Rates Available

Savings accounts that come with high interest rates are one option that some consumers are looking for when it comes to setting aside money for college, saving money for a major purchase like an automobile or even a home, but there are also some consumers currently in the market for these high interest savings accounts […]

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Consumer Spending Leads To Questions Over Consumer Confidence Or Relying On Credit For Purchases

We have seen increases in some areas of consumer debt, as information was made available through reports released here in October, that point out some consumers are having trouble when it comes to honoring certain types of loans, but there are also some reports that stated consumers saw a huge leap in the amount of […]

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New Credit Counseling Options For Consumers May Offer Access To Credit Score And Personal Credit Report

Consumers who are suffering from financial setbacks have often turned to counseling agencies as a way to help them find solutions to any financial problems or issues which may have arisen, but we have recently seen new options that may be available to consumers that will offer such benefits as access to their credit score, […]

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Lowering Business Health Insurance Costs May Lead To Changes In Policies And Use Of Health Savings Accounts

Recent reports have indicated that costs for health insurance, specifically small business health insurance plans, have increased this year which may have some employers considering other types of insurance policies, rather than sticking to a traditional employer group health insurance plans that may be getting expensive and causing financial distress in companies where the slow […]

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Bank Of America Alternative Modification Program See Increases In Recent Data For Homeowners Offered Aid

Bank of America homeowners who have been unsuccessful at acquiring federal home loan modification may benefit from alternative modification plans as a recent Treasury Department reports show that alternative modifications have been offered for an increasing number of homeowners whose trial modification was either canceled or for those who were not accepted for a trial […]

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Second Mortgage Modifications From Wells Fargo See Improvements In Help For Homeowners In Federal HAFA Program

We’ve seen numerous homeowners struggle with mortgage payments over the past months, but in some instances we saw that a second mortgage may have been the problem, which would obviously offset benefits that may have been received when a primary mortgage was modified or a lower payment was offered, but servicers like Wells Fargo have […]

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Second Mortgage Modifications From Wells Fargo See Improvements In Help For Homeowners In Federal HAFA Program

We’ve seen numerous homeowners struggle with mortgage payments over the past months, but in some instances we saw that a second mortgage may have been the problem, which would obviously offset benefits that may have been received when a primary mortgage was modified or a lower payment was offered, but servicers like Wells Fargo have […]

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Online University MBA Degrees See More Options From Major Schools But How Do Students Find The Best Program

Here in October we have recently seen some universities who are announcing new MBA programs or more in-depth MBA programs that may help students in such ways as being able to focus in specific areas or earn their MBA in a shorter amount of time. Yet, some major colleges and universities are also pushing online […]

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Shoppers Turning To Gift Cards Are Being Warned Against Scams And Problems That May Arise During The Holidays

As there are questionable predictions as to what the holiday season may bring in terms of consumers who are going to be shopping and spending, there are some areas like gift cards that are highly sought out by numerous holiday shoppers each year, but as we get nearer to the shopping season, officials are warning […]

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Retirement Savings Needed To Address Various Financial Concerns Of Seniors But How Are Investors Planning?

Obviously, retirement savings accounts are needed by various seniors in order to address a wide range of financial concerns that may arise as we have seen some investors look for ways to prepare for health insurance costs that may come about during retirement, opportunities to keep their home, travel, or simply keep their current living […]

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Online And Traditional College Classes For Retraining Or Further Experience May Require More Research For Students

Some of the nation’s accredited online universities and traditional colleges and universities have options for students who are in need of retraining or further education when it comes to qualifying for certain jobs or transitioning further into their current career field, but when it comes to looking at the forecast of jobs that will be […]

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Hardest Hit Fund Programs For Mortgage Payment And Unemployment Aid–Why Some Homeowners Are Still Unaware

Options that homeowners have when it comes to combating mortgage payment distress and problems like unemployment has come through modification programs but some of the latest programs that have arisen are the result of the Hardest Hit Program, which is available in various states by housing agencies and certain mortgage services. Yet, there are some […]

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Credit Card Payment Plans For Unemployed Bring Different Savings And Repayment Practices By Consumers

Credit card payment assistance plans that had been sought out by unemployed consumers have often varied, but in cases where consumers have either recently become unemployed or know that their job is ending in a set period of time, the way that they have addressed credit card debt is often varied and, when it comes […]

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Wells Fargo Delinquency For Homeowners Decrease In HAMP–Modification Plans Continue To Offer Aid On Mortgage Payments

Here in October home loan delinquency has still remained a focus for many consumers but there are positive results coming from certain servicers like Wells Fargo who have seen decreases in the number of delinquencies being tracked within the federal Making Home Affordable Program. While improvements are also being seen in the area of modifications […]