Underwater home loans, for certain homeowners, may have refinancing opportunities in order to assist homeowners in finding a more affordable monthly payment on their mortgage. Obviously, homeowners who have negative equity are, in most cases, unable to refinance through traditional means,

Recently, foreclosures seemed to be on the rise as thousands of homeowners were being evicted from their home due to various financial difficulties. However, numerous top banks have stopped foreclosures in various states due to questionable foreclosure practices that have been