Banking/Finance

Credit Assistance From Experian May Offer Accesses To A Credit Score But Some Question Helpfulness

10/27/2011
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Many consumers who are in a position where they are in need of a more positive credit score are often looking for ways to find information that will help them when it not only comes to getting their credit report and credit score, but ways that they may be able to implement certain practices...
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Incentives For Changing Banks May Offer Perks On New Accounts But Are Big Banks Trying To Keep Customers?

10/27/2011
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Over the past few weeks many consumers have been changing their banks as a result of fee increases or adjustments to certain costs that come along with checking accounts and debit card use, and this has opened the door for other financial institutions, like credit unions, to offer perks or incentives for those who...
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Free Student Checking Accounts Offer Access To Cash And Debit Cards But Can High Interest Checking Options Offer More?

10/26/2011
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Students who are in college may often turn to checking accounts as ways to not only make certain purchases but as a method that will allow their parents to help contribute to their financial needs that go beyond major expenses like tuition and fees, as many college students have opened a free checking account...
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Assistance For Bad Credit Repair May Help Consumers With Financial Troubles But Caution Urged By Advisers

10/26/2011
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Consumers who are looking for assistance in the bad credit repair process have oftentimes contacted companies that offer these services as a way to guide men and women through strategies to help them improve their low credit score, as some consumers want to go beyond simply paying debts on time, using credit cards or...
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Home Prices Drop Leading To Further Negative Equity Problems But Helpfulness Of Refinancing Options Questioned

10/26/2011
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Recently we have seen decreases in home prices as the Federal Housing Finance Agency reported here at the end of October that the US house price index fell for the month of August, and this has created a situation where more homeowners may be seeing a decline into negative equity and seeking a way...
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Reports Of More Late Credit Card Payments Come With Continued Offers Of New Credit Cards By Lenders

10/26/2011
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Here in October we have seen reports surrounding both credit card debt and new offers that are being made by certain lenders, which may paint a mixed picture for consumers who may be in a position where credit card debt is either a problem or these individuals could possibly be in a position where...
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Programs To Sell An Underwater Home Bring Mixed Results But Some Homeowners See Benefits Amid Setbacks

10/26/2011
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Homeowners who have suffered from financial setbacks when it comes to their mortgage have found that, in many cases, an underwater home may be beyond their means to handle at the present time and this has led to some lenders and homeowners pursuing short sale options as a way to unload an underwater home...
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Bank Of America Alternative Modification Program See Increases In Recent Data For Homeowners Offered Aid

10/26/2011
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Bank of America homeowners who have been unsuccessful at acquiring federal home loan modification may benefit from alternative modification plans as a recent Treasury Department reports show that alternative modifications have been offered for an increasing number of homeowners whose trial modification was either canceled or for those who were not accepted for a...
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Secured Bad Credit Consolidation Loan Rates And Repayment Plans Borrowers Use To Keep Costs Down

10/26/2011
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A low credit score has been a problem of many consumers due to missed payments on debt obligations and, as we have seen some increased problems as of late in terms of consumer repayment obligations, questions over how consumers may affordably consolidate bad credit debts, get an affordable rate, and keep overall repayment costs...
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GMAC Mortgage Homeowner Delinquency Problems See Increase In Those Who May Qualify For Federal Assistance

10/25/2011
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Here in late October we are seeing some consumers finding it difficult to meet certain loan payments and continued issues have been in place for homeowners who are still facing delinquency, as we have seen from various reports that there are certain servicers who are seeing increases in the number of homeowners who are...
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