As there are questionable predictions as to what the holiday season may bring in terms of consumers who are going to be shopping and spending, there are some areas like gift cards that are highly sought out by numerous holiday…
Category: finance and banking
Retirement Savings Needed To Address Various Financial Concerns Of Seniors But How Are Investors Planning?
Obviously, retirement savings accounts are needed by various seniors in order to address a wide range of financial concerns that may arise as we have seen some investors look for ways to prepare for health insurance costs that may come…
Online And Traditional College Classes For Retraining Or Further Experience May Require More Research For Students
Some of the nation’s accredited online universities and traditional colleges and universities have options for students who are in need of retraining or further education when it comes to qualifying for certain jobs or transitioning further into their current career…
Hardest Hit Fund Programs For Mortgage Payment And Unemployment Aid–Why Some Homeowners Are Still Unaware
Options that homeowners have when it comes to combating mortgage payment distress and problems like unemployment has come through modification programs but some of the latest programs that have arisen are the result of the Hardest Hit Program, which is…
Credit Card Payment Plans For Unemployed Bring Different Savings And Repayment Practices By Consumers
Credit card payment assistance plans that had been sought out by unemployed consumers have often varied, but in cases where consumers have either recently become unemployed or know that their job is ending in a set period of time, the…
Wells Fargo Delinquency For Homeowners Decrease In HAMP–Modification Plans Continue To Offer Aid On Mortgage Payments
Here in October home loan delinquency has still remained a focus for many consumers but there are positive results coming from certain servicers like Wells Fargo who have seen decreases in the number of delinquencies being tracked within the federal…
Wells Fargo Delinquency For Homeowners Decrease In HAMP–Modification Plans Continue To Offer Aid On Mortgage Payments
Here in October home loan delinquency has still remained a focus for many consumers but there are positive results coming from certain servicers like Wells Fargo who have seen decreases in the number of delinquencies being tracked within the federal…
Second Lien Mortgage Assistance Modifications From Citigroup See Some Decreases But Improvement In Current Active Plans
Mortgage assistance from Citigroup to homeowners seeking help with their second lien mortgage payment is seeing some improvements in the Second Lien Modification Program but there have also been some decreases, which have left homeowners questioning how beneficial or available…
Personal Loan Delinquency Rises But Are Debt Repayment Programs Helpful To Avoid Further Financial Setbacks
Information made available in early October has led to the discovery that there are consumers who, in some areas, are seeing more positive results in terms of their repayment obligations, but in instances where loans are concerned, we have seen…
Online College Classes For High School Students May Offer Credits Towards College Degree And Lower Costs
High school students who are looking towards college may be in a position where during the semester or summer college classes may be available online, as we are currently seeing trends where more students are using online resources to not…
JP Morgan Chase Foreclosures Within Governmental Modification Assistance Program See Increases In Recent Reports
J.P. Morgan Chase homeowners may have seen increases in the number of foreclosure starts and completions in some areas after a failed attempt at the home loan modification program has arisen, but there are numerous servicers who are seeing continued…
Affordable Balance Transfer Credit Card Rates Remain For Some But Current Opinion On Consolidating Varies
Consumers seeking affordable balance transfer credit card options may have more opportunities at the present time due to the fact that we are seeing continued affordability and rates that may offer a chance for consumers to acquire a card from…
College Application And Admissions For High School Students–Preparations For University Acceptance Begins For Seniors
Here in October many high school students are focusing on college applications and admissions procedures as some universities may require students to have an application in for early admission or to be considered for certain types of scholarships as early…
Short Term Personal Loans For Consumers May Offer More Borrowing Options But Consumers Still Urged To Be Cautious
Many consumers looking for personal loans have found that there has been a shift in the past months at many banks, some major financial institutions, that allow borrowers to take advantage of short-term personal loans that may be used for…
Options For Refinancing A Negative Equity Home Loan Being Considered But Some Homeowners Still Tempted To Default
Recent reports have indicated that there are some housing markets that are seeing improvements in home prices, but these increases have been incredibly small in some cases, and there are still overall indications that the average home values currently being…
High Interest Savings Accounts From Online Banks And Credit Unions–Will More Options Be Available?
Recent changes that have been reported from many major banks regarding their fee structures and how consumers will be charged for using certain types of accounts have led some to consider other financial institutions for their banking needs, and when…
Access To Affordable Credit For Borrowers With A Low Score Still Being Sought But Overall Credit Card Use May Be Declining
Reports have indicated that lenders are offering more access to borrowers with a bad credit score as a result of certain factors that are currently in place that have led to some creditors seeing lower levels of credit card use…
Employees May See Rise In Health Insurance Costs But Alternative Business Health Plans May Offer Lower Premiums
This year we have seen increases in health care costs for employers, but there is also the problem of employees possibly seeing increases in terms of how much they will pay for their health insurance as there are some employer…
GMAC Mortgage Homeowners Seeking A Permanent Modification Assistance Plan See Increases In Latest Reports
GMAC Mortgage homeowners who are pursuing a permanent modification may have good news in that permanent modifications that are currently active continue to increase with GMAC as the recent Treasury Department reports on this specific area of modification program have…
Retail Credit Card Financing Being Sought By Consumers But Are New Offers Beneficial For Potential Cardholders
The opportunities that consumers have for retail credit card financing will obviously differ from one store to another, but as we get nearer the 2011 holiday season there are some consumers who are considering a retail credit card as a…
Personal Health Insurance Plans For Self-Employed Bring Concerns Over Affordable Policies And Coverage Options
Health insurance plans for self-employed individuals is often a main concern simply because entrepreneurs are in a position where they will have to shoulder all of the cost of their personal health insurance plan, as opposed to situations where employer…
Using Secured Personal Loans With A Bad Credit Score–How Consumers Are Making Repayments More Affordable
Consumers are turning to secured personal loans as a way to gain financing for various reasons when a bad credit score may factor into their ability to borrow a traditional loan, but when it comes to getting an affordable payment…
Federal Home Affordable Foreclosure Alternatives Program Options Continue To Be Offered For Homeowners
Homeowners who are seeking federal assistance from the Home Affordable Foreclosure Alternatives Program are usually in a position where, as a result of financial hardships or negative equity, and sometimes a combination of both, either a short sale or deed…
Federal Home Affordable Foreclosure Alternatives Program Options Continue To Be Offered For Homeowners
Homeowners who are seeking federal assistance from the Home Affordable Foreclosure Alternatives Program are usually in a position where, as a result of financial hardships or negative equity, and sometimes a combination of both, either a short sale or deed…
Loans For Small Businesses Through Microloan Financing May Help Businesses Owners With A Limited Credit History
Business owners who may have little or no credit history may find it is difficult to acquire a small business loan simply because the payment history of the business can work in a similar fashion to the credit history of…