Author Archive

Employer Group Health Insurance Plans Gives Small Businesses Affordable Healthcare Coverage

08/27/2010
By Randell Jenkins

Many businesses are looking for ways to provide their workers with affordable health insurance plans since the expenses that come with meeting the costs of medical treatment out-of-pocket are simply too much for the vast majority of Americans to handle. However, many employers worry that the cost of providing health insurance for their workers...
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Home Loan Payment Forbearance Plans For Unemployed Homeowners–Will They Help?

08/27/2010
By Randell Jenkins

Some unemployed homeowners may be able to obtain forbearance on their monthly mortgage payment through a new program that has been offered from the Obama Administration’s Making Home Affordable Program. Unemployment has been one of the main causes of trouble in the housing market and for homeowners but various options have been made available...
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Posted in Loan Modification, Unemployment | Comments Off

Consumers Increase Bad Credit Scores With Secured Credit Cards By Building A Better Credit History

08/27/2010
By Randell Jenkins

Many consumers have seen their credit score drop over the past months for a variety of reasons. Personal financial difficulties that stem from problems like unemployment to bad financial decisions and practices have resulted in a bad credit score to many, but there are ways in which these individuals have increased their bad credit...
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Posted in Banking/Finance | Comments Off

Bank Of America Home Loan Modification Programs And Refinancing Brings Lower Mortgage Payments

08/27/2010
By Randell Jenkins

Homeowners with a Bank of America home loan may have various options when it comes to lowering their mortgage payments. Home loan modification plans and extension programs from the Making Home Affordable Program and refinancing opportunities have allowed homeowners in a variety of positions to lower their monthly home loan payment with Bank of...
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Are Some Wells Fargo Homeowners Facing Bankruptcy After Being Denied A Home Loan Modification Plan?

08/26/2010
By Randell Jenkins

Home loan modifications from Wells Fargo have increased over the past months, which has been helpful to many who are struggling to make their mortgage payments. Yet, not all homeowners can qualify for a home loan modification and some are even unable to find alternative assistance options if they are denied mortgage assistance through...
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Citigroup Homeowners Denied A Home Loan Modification–Are Some Facing Bankruptcy After Not Receiving Help?

08/26/2010
By Randell Jenkins

Homeowners who have been denied a Citigroup home loan modification have found that there are alternative routes to obtaining a more affordable home loan payment. While extension plans from the Making Home Affordable Program are available, there are some homeowners who fall into an unfavorable alternative when their home loan modification is denied. According...
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Consolidation Loans For Bad Credit Debt–Can Consolidating Help Repair And Erase Bad Credit Debt?

08/26/2010
By Randell Jenkins

Bad credit debt can be a problem for almost anyone and can arise for a variety of reasons.  However, many turn to bad credit consolidation loans as a way to not only manage various sources of bad credit debt, but erase their bad credit obligations faster.  However, many believe that in some cases a...
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Posted in Banking/Finance | Comments Off

Citigroup Sees Decrease In Trial Home Loan Modifications In July But Alternative Assistance May Be Available

08/25/2010
By Randell Jenkins

Citigroup is one of the mortgage servicers who has been using home loan modifications from the Obama’s Making Home Affordable Program to help homeowners find a more affordable home loan payment. Many homeowners have seen cutbacks at their jobs or have had a spouse who has become unemployed and, as a result, have needed...
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Underwater Mortgage Assistance Plans Help Homeowners Keep Or Sell Their Homes

08/25/2010
By Randell Jenkins

Over the past months many homeowners saw the value of their home decrease substantially to the point where they owed more on their home than their home was actually worth. This is obviously a frustrating situation for many homeowners as underwater mortgages can be difficult to combat and can create instances where a homeowner...
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Posted in Banking/Finance, Loan Modification | Comments Off

College Loan Debt Forgiveness, Forbearance, And Repayment Plans For Graduates With Student Loans

08/25/2010
By Randell Jenkins

Many college students often exit school owing some form of student loan debt. Student loans have been required for many so that they can meet the costs of tuition, fees, and other college expenses. Yet, many student loan can be quite troublesome when time comes to repay as more and more students are acquiring...
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