Author Archive

Many homeowners and consumers across the nation have been burdened with credit card debt over the past months or years due to the fact that a slow economy and struggling job market have caused job loss and cuts in wages for workers. In these cases, more and more consumers have turned to credit card...
Read more »

Debt is something that many people suffer with for years in their adult life and common debts like personal loans, credit cards, or student loans can cause many a great deal of financial burden in their personal life. However, many turn to consolidation loans when various sources of debt get out of hand but...
Read more »

Homeowners whose home loan is with Wells Fargo have been in need of mortgage assistance as the costs of meeting mortgage demands have become too much for some. Home loan modifications and other mortgage assistance programs have been used by many mortgage servicers over the past months in order to help homeowners keep their...
Read more »

Unemployment has become a major problem for homeowners over the past months as a reduction in income or total loss of employment has made paying for one’s mortgage incredibly difficult or almost impossible in some cases. However, unemployment foreclosure prevention programs have been launched by the Obama Administration along with the Housing Finance Agency...
Read more »

Many small businesses saw their credit score drop over the past year or so due to the fact that economic hardships caused many to become reliant upon credit cards to stay afloat. This situation is similar to many personal credit card holders’ predicament but for those businesses who are now on a firmer financial...
Read more »

Many homeowners have used cash-out refinancing as a way to use their home to pay off various forms of debt.  Commonly, homeowners used this type of refinancing to pay down debts from sources like credit cards or personal loans, but there have been people in the past that use their home’s equity to pay...
Read more »

Home loan modifications have been one way which Citigroup homeowners have obtained a more affordable home loan payment since many homeowners are facing financial difficulties due to various economic factors. The loss of employment has caused many homeowners struggle to make their home loan payments and as a result the Making Home Affordable Program...
Read more »

Homeowners who are suffering from unemployment may have more home loan options that can make their mortgage payment more affordable while they continue to look for work or struggle with the loss of wages from their place of employment. Unemployment has been one of the major problems that homeowners have faced when dealing with...
Read more »

Scholarships and grants are often the first source of funding that college students seek out to assist them in paying college tuition costs. Many low income college students are often reliant upon Federal Pell Grants or scholarships in order to help them meet the rising costs of attending a university or college, as many...
Read more »

Citigroup has been one of the major mortgage servicers who has worked with the Making Home Affordable Program to provide mortgage assistance opportunities and more affordable home loan payments for homeowners who are struggling to keep their home.  There has been a call for mortgage servicers to do more in the area of mortgage...
Read more »