Author Archive

Google Programs And University Classes That Teach Smartphone Users How To Create Applications

08/30/2010
By Edward McCray

Smartphone applications or as there are better-known, apps, are used by millions of smartphone users everyday. There are many programmers and developers who are working on new apps in order to either simplify smartphone users’ lives, assist men and women in the day-to-day use of their smartphone, to gather information, or simply as a...
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Underwater Mortgage Refinancing Brings More Affordable Payments On Home Loans

08/30/2010
By Edward McCray

Underwater mortgage refinancing opportunities may allow homeowners who have seen their home’s value drop obtain a more affordable payment on their mortgage. Home loan repayments for homeowners who have an underwater mortgage have become difficult in some cases so certain refinancing opportunities have been made available or are set to be begin in the...
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Wells Fargo Home Loan Modification And Refinancing Plans Help Homeowners Lower Mortgage Payments

08/27/2010
By Edward McCray

Wells Fargo has been one of the many mortgage servicers who have been able to help homeowners receive a lower monthly mortgage payment through options like refinancing and home loan modifications. Homeowners across the nation have been seeking ways which they can lower their monthly mortgage payment but since many are in very different...
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Tax Credit For Small Businesses Who Hire New Workers To Combat Unemployment–Are Extensions On The Way?

08/27/2010
By Edward McCray

Small businesses may be able to take advantage of a tax incentive if they hire new workers who have been unemployed over the previous weeks. The tax credit exempts employers from their portion of Social Security taxes on new workers and may also qualify an employer for a tax credit of up to a...
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Underwater Homeowners May Have FHA Short Refinancing Options In Areas Where Home Values Dropped

08/27/2010
By Edward McCray

Underwater homes have been a trouble that many homeowners have faced over the past months as the value of homes across the nation have dropped and homeowners have been left owing more on their home than their home is actually worth. While some mortgage servicers have offered in-house solutions to these troubles, like principal...
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Underwater Home Loan Refinancing And Assistance Plans To Make Upside Down Mortgages More Affordable

08/26/2010
By Edward McCray

Underwater home loan refinancing has been an option for some homeowners who have seen the value of their home plummet and are now in a situation where they owe more on their home than their home is actually worth. Earlier in the year many homeowners in this situation were frustrated and simply walked away...
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Small Business Loans Said To Be Available But State Small Business Programs Need More Funding

08/26/2010
By Edward McCray

Small business loans are being requested by various companies but there are concerns that lending practices may be too constrained from financial institutions that can provide access to capital that many small businesses need. While big financial institutions have been accused of not lending, there are reports that some have loosened their lending practices...
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Homeowners Use Home Loan Refinancing To Pay Off Credit Card Debt Fast–Is It A Good Idea?

08/25/2010
By Edward McCray

Many homeowners are turning to refinancing as a way to erase credit card debt quickly. A popular type of refinancing known as cash-out refinancing has helped some homeowners erase their credit card debts by using their home. Essentially, cash-out refinancing replaces a homeowner’s mortgage with a new mortgage so that they can receive money...
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Home Loan Trial Modification Numbers Drop For J.P. Morgan Chase Homeowners In July

08/25/2010
By Edward McCray

J.P. Morgan Chase has offered many homeowners the opportunity for a more affordable home loan payment through the Obama Making Home Affordable modification program. While there have been ups and downs for the majority of lenders and homeowners have been unhappy with their experience while seeking a modification, many worry that not enough is...
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Health Insurance Plans For Small Businesses Through Employer Group Health Plans–Are Plans Affordable?

08/24/2010
By Edward McCray

Many small businesses have been seeking ways in which they can provide affordable health insurance for their workers. While certain tax credits and incentives have been made available for small business owners who provide healthcare coverage for their workers, there are many businesses who are seemingly left in the dark when it comes to...
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