Archive for September, 2011

GMAC Mortgage Making Home Affordable Sees Mixed Data In Those Who Are Current Or Offered A Payment Arrangement After HAMP

09/29/2011
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Homeowners with mortgage servicers like a GMAC Mortgage are among many who may wonder if there are any positive results that are seen after homeowners pursue a home loan modification, as a variety of banks have had trouble when it comes to dealing with homeowners and many complaints have arisen within the federal Making...
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Help With High Student Loan Monthly Payments Still Being Sought By Graduates–What Options Are Available To Lower Debt?

09/29/2011
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We have seen issues related to student loan debt over the past months, as reports have arisen stating that students are now facing higher amounts of debt in student loans than in other areas of financial obligations, like credit card debt, but an overlooked aspect of student loan problems has centered around the monthly...
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Homeowners Who See Declines In Equity Continue–What Current And Potential Help For Negative Equity May Offer Solutions?

09/29/2011
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Homeowners in some areas are still seeing declines in equity despite the fact that mixed results are also being tracked in some cities, as home values have picked up slightly in certain metropolitan areas, but there have been reports released here at the end of September that also point out that prices have declined...
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Lowering Home Loan Debt–How Consumers Are Finding Lower Mortgage Costs And Getting Help With Mortgage Payments

09/29/2011
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Homeowners who are still struggling under economic conditions that may be impacting their income, job, or their home have all found themselves in a situation where they are looking to lower their home loan debt, and certain opportunities that are still present here as we end September that remain in the housing market has...
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Small Business Loan Borrowing Options Remain Available But Changes Have Arisen Over The Past Months In Lending

09/29/2011
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Businesses that are looking for small business loan opportunities may find that borrowing options are still in place but changes that have been seen in the past months, in terms of not only lending practices but sources of small business loans, may have made some businesses either unable or unwilling to borrow, and there...
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Making Home Affordable Trial Modification Plans Lasting More Then Six Months Remain A Problem For Homeowners

09/29/2011
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Making Home Affordable trial modifications for some homeowners have caused problems in the area of extended trial phases, meaning that homeowners are stuck in one of these from modifications for six months or longer, despite the fact that the federal Home Affordable Modification Program only requires that homeowners be in these plans and successfully...
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Getting A Lower Credit Card Interest Rate May Require Credit Repair Practices–Alternative Ways Cardholders Lower Interest Costs

09/29/2011
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Current credit card users may be looking for a lower rate on their card, as there are some reports that national averages on credit cards, thanks to specific types of cards, may have increased in interest but this will obviously depend on a cardholder’s situation as to what, if any increases they did see....
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Citigroup Making Home Affordable Homeowners Who Are Current On Payments Or Offered Payment Plans After HAMP Decrease

09/29/2011
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Homeowners with Citigroup, among other servicers, usually fall into one of many categories if they are denied a trial modification or if a permanent modification is not given due to having their trial modification canceled, and have seen mixed results not only for Citigroup but other servicers as well when it comes to programs...
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Credit And Housing Counseling Assistance Beyond Foreclosure Prevention–Help For New Homebuyers And Reverse Home Loans

09/28/2011
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Information on counseling assistance has usually focused on housing counseling aid as there are numerous consumers who are looking for ways to avoid the loss of their home at the present time and may be looking for resources that will be available to potentially guide them through application processes and opportunities like the Making...
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JP Morgan Chase Homeowner Bankruptcy After Making Home Affordable Program Increases In Latest Reports

09/28/2011
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J.P. Morgan Chase homeowners who have filed bankruptcy after unsuccessfully making their way through the Making Home Affordable Program saw increases in this area according to the latest Treasury Department reports, which has been common among some of the larger financial institutions who are working to address the financial assistance needs of numerous homeowners...
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