Archive for July, 2011

Nonprofit Credit Counseling Programs That May Offer Savings Plans And Ways To Avoid Consumer Debt

07/29/2011
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As we near the end of July, some consumers are beginning to look at their financial position in relation to what they owe, their future plans, and any savings or investments they may have in place that may help them were emergencies to arise, if they need to make big purchases, or simply save...
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Chase Homeowner Bankruptcy After Making Home Affordable–New Data And Alternatives To Help Homeowners Keep Their Home

07/29/2011
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While there are numerous homeowners who may face bankruptcy after being denied foreclosure prevention assistance, J.P. Morgan Chase did see different results in certain areas within the Making Home Affordable Program in terms of homeowners who may have had to file bankruptcy after being denied a modification. New data that comes here in July,...
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Assistance When Paying Off Credit Card Debt For Consumers Still Struggling With Credit–Multiple Options May Be Available

07/29/2011
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Currently there are some indications that Americans have seen both ups and downs in terms of debt they owe as there are still some consumers who are facing a hefty amount of credit card debt and may have even seen their overall debt increase throughout 2011, but there are also consumers who are doing...
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Foreclosures Decrease In Some Areas But Are Mortgage Assistance Programs Helping Homeowners Avoid Losing Their Home?

07/29/2011
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There have been reports as of late that throughout 2011 there were some areas that sought foreclosure rate decreases, which when compared with a year ago, may have led to positive results in terms of homeowners who were able to avoid foreclosure, but questions have arisen among homeowners as to whether mortgage assistance programs...
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Finding Affordable Personal Health Insurance Plans–How Much Does Lifestyle Impact Insurance Costs?

07/29/2011
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While there are consumers currently looking for personal health insurance options, there are also men and women who may be in a position where they are looking to find more affordability with their current health insurance plan, but what some consumers may overlook is the fact that their lifestyle could impact their insurance costs...
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Benefits And Problems For Homeowners Facing Foreclosure Who Turn To Short Sale And Alternatives Programs

07/29/2011
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Some homeowners have found that there are no foreclosure prevention options available for their specific situation and as a result many are turning to foreclosure alternatives as a way to exit their home without facing a formal foreclosure process as there are some benefits that can be gained from participating in programs like short...
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Poor Credit Secured Credit Cards See Little Change In Interest Rates At The End Of July–Do Consumers Still Benefit From Secured Cards?

07/29/2011
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The credit cards available to consumers who may have a poor credit score or be in an outright bad credit position are usually not available through unsecured offers, but depending on the situation, there have been some individuals who may have found exceptions to this rule. What commonly occurs in the life of a...
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GMAC Mortgage Alternative Modifications Programs–Help For Homeowners Outside Of HAMP

07/29/2011
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GMAC Mortgage may have alternative modification options available to homeowners who might not qualify for the federal Home Affordable Modification Program, as there are a variety of servicers who are not only offering alternative modification plans but private modifications that may be of help to homeowners as well. While these programs have had their...
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Financial Assistance For Online University Courses That Offer Education For Unemployed–How Workers Can Pay For Classes

07/28/2011
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Many unemployed workers are still in a position where they may be able to benefit from pursuing their education, but for those who want to take online university courses while they either look for work or happen to be employed in a less than desirable position, the issue of financial assistance is often brought...
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Debt Forbearance Plans And Debt Consolidation Loans–What These Debt Relief Assistance Plans May Offer Consumers

07/28/2011
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There are consumers who are exploring different options that will offer them debt relief through either forbearance or debt consolidation, as events that are currently in place in the economy, job market, and even the housing market are still weighing heavily on consumers and their ability to handle their finances at the present time....
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