Archive for June, 2011

Alternative Mortgage Modifications For Homeowners From Early 2011–What Assistance Opportunities Remain Outside Of HAMP?

06/30/2011
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Alternative assistance for homeowners who are struggling but had been unaided by the federal modification program have come in a variety of plans made available from servicers or state housing agencies, but many homeowners often focus on proprietary home loan modifications if a federal plan is unhelpful or if their servicer feels that more...
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Secured Debt Consolidation Loans With Bad Credit–Problems Consumers Face When Seeking Debt Relief Through Secured Consolidation

06/30/2011
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Current talks about our national debt have many questioning their own financial situation, as many advisers had called upon consumers to implement a “spring cleaning” of their financial life over the past weeks, but as we near July there are still men and women who are facing a sizable amount of debt from various...
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Wells Fargo Foreclosure Alternatives After HAMP–What Does Information In June Show About Programs Earlier This Year?

06/30/2011
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Wells Fargo foreclosure alternative efforts that were reported on here in June tracked information that was made available through the month of March, and has shown that there was little activity in the earlier part of this year, in terms of short sale and deed in lieu of foreclosure options. There were reports earlier...
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Underwater Home Loan Aid For Homeowners And Housing Price Predictions–How Are Home Prices Affecting Homeowners?

06/30/2011
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Homeowners who have been facing negative equity issues may have noticed that there were some predictions for the remainder of 2011 that state home prices may fall further before hitting bottom and, hopefully, turning to recovery in the future. The question of how long this recovery will take and the severity of predicted drops...
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Unemployed Health Insurance Coverage From Personal Plans–Steps When Comparing Plans And Rates For Consumers

06/30/2011
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Over the past months, consumers who found themselves unemployed have begun researching health insurance coverage opportunities that are available and affordable for those who are jobless, but when COBRA health insurance benefits have either expired or become too costly, alternatives have had to be explored by men and women who are still facing long-term...
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Student Credit Card Rates At The End Of June–Lines Of Credit For College That Build Credit And Can Help With College Costs

06/30/2011
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Despite the fact that changes to credit card laws have made it more difficult for lenders to offer unsecured lines of credit to students, there are still a wide range of student credit cards that are available and could be helpful here at the end of June for those who are planning to either...
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Paying Off A Home Loan Or Getting A Lower Monthly Mortgage Payment–Options For Homeowners When Meeting Home Loan Payments

06/30/2011
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Recent data here at the end of June indicated that there was a decrease in the number of mortgage applications which were seen for the week ending June 24, but for homeowners who are currently in a position where they may be able to find more affordability on their home, rather than those who...
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Bank Of America Short Sale And Deed In Lieu Program Data Released In June–What Do Numbers From Early 2011 Show?

06/30/2011
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Bank of America homeowners are a few of the men and women who are trying short sales and deed in lieu of foreclosure programs as a way to avoid a formal foreclosure, as many homeowners see this route as more favorable when facing the loss of their home, rather than resigning themselves to the...
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Private Student Loan Options For Students–Would Proposed Changes Make Private Student Debt More Manageable?

06/29/2011
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Private student loans are a debated topic among financial aid advisors due to the fact that they can help meet tuition costs but are usually quite unfavorable for students and can cause a great deal of distress if a student is unable to repay this particular debt obligation. A new proposal was recently introduced...
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Business Credit Card Rates For The End Of June And Uses For Cards As An Alternative To Loans For Businesses

06/29/2011
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Business credit cards can offer a variety of benefits for certain companies, but they are obviously not for everyone, and as a result business owners must not only compare interest rates that are currently available here at the end of June, but they must review what their primary uses for their business card will...
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