Archive for May, 2011

Recouping Negative Equity Property Value Losses–Homeowners Combat Home Price Drops And Look To Increase Home Value

05/30/2011
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In the first quarter of 2011 many homeowners saw continued decreases in their property value and as there are mixed reports here in May as to what the summer and later months of 2011 may bring, some homeowners are preparing for decreases in their value, while others are more optimistic that home prices may...
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Improving A Bad Credit Score–Options To Increase A Credit Rating And Reasons Consumers Are Looking For Financial Improvement

05/30/2011
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As many consumers celebrate Memorial Day there are those who are in a financial position where taking a vacation, affording trips this summer, or even spending in general are not options that are available at the present time, due to high debt or a bad credit score having led to problems in their financial...
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Bad Credit College Loans Available For Summer And Fall 2011–Student Borrowing Alternatives And Ways To Keep Costs Low

05/30/2011
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Credit score damage that has taken place for many consumers over the past months has created situations where certain lines of credit may be unavailable or require a cosigner, but when it comes to college loans that students may need for the summer and fall of 2011, there are bad credit student loans that...
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Help For Paying Off Credit Card Debt–Counseling Agencies Available To Cardholders Facing High Credit Card Debt

05/30/2011
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Recently it was indicated that cardholders who may have an excessive amount of credit card debt are in a position to take advantage of counseling which could help them gain control over their credit card debt, begin the process of erasing what they owe, and potentially avoid high costs related to credit card interest...
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Senior Long-Term Care Insurance And Affordable Rates For Coverage–How Insurers Are Offering Lower Long-Term Care Costs

05/30/2011
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Earlier this year there was coverage on the state of health care in our nation, concerning senior citizens and the costs that they must meet later in life, the expenses that may drain their savings or retirement funds, and ways that may be used to combat high health care costs through plans like long-term...
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Home Loan Modification Programs Mortgage Assistance Options–Current Homeowner Use Of HAMP And Alternative Programs

05/30/2011
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Reports that came in early May have suggested that homeowners are still choosing and sticking with HAMP in terms of their modification needs even though many still have a unfavorable view of the program or have complaints regarding their modification experience. Major financial institutions like Bank of America, Citigroup, J.P. Morgan Chase, and Wells...
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Personal Debt Consolidation Loans And Interest Rates–Comparing Options For Consumer Debt Assistance Loans

05/30/2011
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The use of personal debt consolidation loans has been an options that numerous consumers explore when they are facing multiple debts on various obligations that range from credit cards, personal loans, student loans, or other financial obligations. However, many consumers make the mistake of not comparing interest rates and debt consolidation opportunities, as there...
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Lowering Credit Card Interest Rates On Unsecured Cards–Provisions And Practices That Could Bring More Affordable Interest

05/27/2011
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Consumers who have unsecured credit cards have been able to benefit from certain aspects of the CARD Act over the past months as protections against sudden interest rate increases and reviews that are required if a rate increase occurs have been some provisions that allow cardholders to keep their interest rate low, particularly for...
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Home Loan Payment Help For Unemployed Homeowners–Forbearance Plans And Payment Programs That Prevent Foreclosure

05/27/2011
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As we conclude the final full week of May it was reported that, during the previous week, jobless claims rose, which for some was a surprise due to the fact that these claims have been declining recently and led many to feel that the job market and unemployment problems which have been experienced over...
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Posted in Loan Modification, Unemployment | Comments Off

Consumer Credit Cards That Offer Balance Transfer Debt Consolidation–Comparing Rates For May 27

05/27/2011
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Many financial websites and agencies often will survey credit cards every week or throughout the month periodically, but with such a wide variety of credit cards now available, many consumers have had to take a step back to look at what needs they may have in terms of a new consumer credit card as...
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