Archive for March, 2011

Personal Debt Consolidation Loans For Bad Credit And Traditional Borrowers–Benefits And Problems Of Consolidating Debt

03/31/2011
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Personal debt consolidation loans are available for bad credit borrowers and traditional borrowers alike, but there have been questions as to whether these types of debt relief options should be used by specific consumers as there are benefits to consolidating debt, but also some problems that may go along with debt consolidation. However, many...
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Secured Credit Cards To Rebuild A Bad Credit History–What Aspects Of A Secured Line Of Credit Are Helpful For Consumers?

03/31/2011
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When it comes to rebuilding a bad credit history and improving a poor credit score, secured credit cards have often been one of the more widely used options for bad credit borrowers who may be unable to acquire an affordable unsecured credit card, but there are certain aspects of a secured card that consumers...
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Making Home Affordable Home Loan Modification Program Proposed Changes–How Restructuring Could Help More Homeowners

03/31/2011
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The Making Home Affordable Program has not been seen in a positive light by many officials and there have been some who feel that the program should be ended as it is detrimental to the housing market, unhelpful to homeowners, and has been a financial drain in terms of the number of homeowners that...
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Debt Settlement And Bad Credit–Can Settling Debt Hurt A Credit Score And How Does A Settlement Program Help?

03/31/2011
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Erasing debts can bring about various paths for consumers and, in many cases, there are some individuals who are in a situation where their debt has become so problematic that they must turn to a debt settlement program due to the fact that they have either seen a bad credit score arise in their...
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Tax Credits For Education Costs Through The American Opportunity Credit And Lifetime Learning Credit

03/31/2011
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Tax credits to help lessen the burden of education costs had been made available through the American Opportunity Credit and Lifetime Learning Credit, as these forms of educational credits were set in place to help more parents and students when it comes to the overall financial impacts that college tuition costs will have in...
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Retirement Investing With Traditional And Roth IRAs–How Investors Choose Which Options Is Best For Their Situation

03/31/2011
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Retirement investing through either traditional IRAs or Roth IRAs can be beneficial for some consumers, but there has been questions which have arisen lately due to the fact that some investors have thought of transitioning from a traditional IRA to a Roth account, due to the fact that earnings can be withdrawn tax-free after...
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College Financial Aid And Options Beyond Scholarships And Grants–Alternative Methods Student Use To Meet College Costs

03/31/2011
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College financial aid is currently being sought out by numerous students across the nation and for many, scholarships and grants are the main focus of their financing goals as the majority of students are attempting to avoid loans, or at least reduce the amount they must borrow from federal or private loans to help...
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Wells Fargo Home Loan Foreclosure Prevention–Alternative Assistance Plans For Troubled Homeowners Beyond Modifications

03/31/2011
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Wells Fargo home loan assistance through foreclosure prevention plans have typically offered homeowners solutions through modifications, but there are also alternative assistance plans that may be helpful for troubled homeowners beyond a traditional HAMP modification plan as there have been many issues for homeowners with a variety of servicers who feel that modification efforts...
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Employer Group Health Insurance Options That Offer More Affordable Premium Payment–High Deductible Policies

03/31/2011
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Many employers are looking for ways to find affordable group health insurance plans or make their current plans more affordable for their employees and their overall business costs, but there are not a great number of options that these companies may have at the present time outside of either reducing coverage or implementing a...
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Bank Of America Home Loan Assistance Programs–Foreclosure Prevention Alternatives To Traditional Modification Plans

03/31/2011
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Bank of America home loan assistance programs have usually come in form of home loan modification plans, but homeowners do have options to explore other foreclosure prevention alternatives that may be more beneficial for their particular situation when a traditional modification plan may simply not bring the affordability they need for their particular situation....
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