Archive for January, 2011

Alternative Home Loan Modifications From In-House Servicer Programs–Are Proprietary Programs More Available?

01/31/2011
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Alternative home loan modifications have been one way that homeowners have been able to use in-house initiatives by various servicers as a way to find foreclosure prevention they need as federal modification plans have sometimes been difficult to acquire. Yet, despite increases in the number of permanent home loan modifications made from HAMP last...
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2011 Federal Student Loan Consolidation Plans–Which Graduates Benefit From Consolidating Student Loans After College?

01/31/2011
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Recent college graduates have found that meeting college loan repayment obligations on their student loan debt can be difficult if multiple loans are in place, but there are options for consolidation plans for students who have graduated and are in need of a federal student loan consolidation in 2011. While graduates typically have a...
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Citigroup Making Home Affordable Additional Programs–Participation Plans In HAMP Outside Of Traditional Modifications

01/31/2011
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Citigroup’s Making Home Affordable program participation has allowed for homeowners to acquire home loan modifications through the traditional mortgage assistance program, but there are additional programs that homeowners may qualify for in certain instances that could also provide the foreclosure prevention they need. These initiatives outside of traditional modifications come in a variety of...
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Applying For Federal Financial Aid Assistance For College–Student Methods For Filing A FAFSA Form

01/31/2011
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Students who are seeking federal financial assistance to meet college tuition costs often turn to the FAFSA form as a way to apply for free federal financial assistance. Yet, students who have traditionally filled out a FAFSA application to mail in have now begun using the online FAFSA form in order to make the...
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Obama Making Home Affordable Home Loan Modification Program Troubles And Proposed Repeal By Congress

01/31/2011
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The Obama Making Home Affordable home loan modification program has seen its share of troubles over the past months and a recent proposal by Congress to repeal the program has many homeowners wondering what may become of their foreclosure prevention opportunities were the federal modification program to be cut short, while others feel that...
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JP Morgan Chase Additional Making Home Affordable Programs–HAMP Participation Plans Beyond Traditional Modifications

01/31/2011
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J.P. Morgan Chase homeowners may have options for additional programs through the Making Home Affordable initiative that go beyond traditional modifications as additional assistance plans may offer homeowners in specific situations the chance to prevent the loss of their home. Common extension plans are offered through various servicers, like Chase, and have been available...
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Affordable Care Act For Small Businesses–Health Insurance Tax Credit For Businesses And Additional Health Care Options

01/31/2011
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Small businesses seeking health insurance affordability do have opportunities from the Small Business Health Care Tax Credit which was implemented in 2010 to offer more opportunities for small businesses to find health insurance for their workers that would both be affordable and allow these business owners to keep health insurance that they may already...
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Compare Credit Card Interest Rate Averages January 31 For Unsecured Consumer Credit Cards

01/31/2011
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Consumers are reportedly being offered more access to credit cards as banks are slowly beginning to ease their lending practices and access to credit, so for this reason there are more cardholders and potential credit card users who have begun to compare interest rates on various types of cards. According to sources like Bankrate.com,...
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Bank Of America Home Loan Assistance–Additional Making Home Affordable Programs Participation

01/31/2011
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Bank of America is one of the mortgage servicers who offers traditional home loan assistance from the federal Making Home Affordable Program, but there are alternative assistance plans which homeowners may use in order to find affordability outside of the more popular, widely known programs. Obviously, options like foreclosure alternatives and unemployment forbearance are...
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Negative Equity Refinance Programs–Underwater Refinancing Assistance Options And Eligibility

01/31/2011
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Current negative equity refinance programs for homeowners in an underwater mortgage situation offer the option for refinancing to a more affordable home loan rate or monthly mortgage payment, which has been necessary for some who have seen the value in their home drop, but some homeowners feel that the amount of options available may...
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