Month: November 2010

College Loan Forbearance Plans For Unemployed Graduates Offer Relief From Student Loan Debt Payments

As of late more college graduates have learned that a college degree and education do not automatically guarantee one a job upon leaving a college or university. While there have been some lucky college graduates who have been able to…

Homeowner Delinquency And Foreclosure–Making Home Affordable Delinquent Homeowners Seeking Modifications

Homeowner delinquency remains a major problem for numerous individuals across the nation who are attempting to find mortgage assistance through the Making Home Affordable modification program. Obviously, there are many homeowners who are having difficulty meeting their monthly mortgage payment…

Unemployment Healthcare Coverage–Options Beyond COBRA And Short-Term Health Insurance Plans

Health insurance for those who are unemployed is obviously a very difficult situation to address as numerous jobless men and women are in a different position and may benefit from various types of health insurance opportunities for the unemployed. Typically,…

Homeowners And Retirement Options–Some Homeowners Turn To Retirement Accounts Rather Than Mortgage Payments

Homeowners are continuing to have a variety of difficulties pertaining to their monthly mortgage payments, but some are attempting to erase their mortgage debt as quickly as possible in the hopes of owning their home outright and putting these monthly…

State Mortgage Modification Plans May Bring Unemployment And Reinstatement Assistance Plans For Homeowners

Federal mortgage modification plans have been used by homeowners over the past months as a way to find affordability that is needed to avoid foreclosure in their home. Yet, these federal assistance plans have not always been helpful to every…

Credit Counseling Assistance For Personal Debt Relief–How Much Can Debt Counseling Assist Consumers?

In order to combat personal debt many consumers have turned to nonprofit credit counseling assistance as a way to assess their financial situation and set themselves on a course which will be most beneficial in erasing their debt and repairing…

Mortgage Forbearance Programs For Unemployed Homeowners–Is Forgoing Payments Helpful?

Unemployed homeowners have, over the past months, then able to take advantage of forbearance programs on their home loans through opportunities like the Home Affordable Unemployment Program. Obviously, unemployment remains a major problem for a variety of homeowners and has…

Secured Business Loans May Offer Access To Capital Or Help Companies Build A Better Credit History

Businesses who may have had trouble getting a small business loan do have options, in certain cases, through secured business loans that can offer a company access to capital they may need to become more profitable or, for some, secured…