Archive for November, 2010

College Loan Forbearance Plans For Unemployed Graduates Offer Relief From Student Loan Debt Payments

11/30/2010
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As of late more college graduates have learned that a college degree and education do not automatically guarantee one a job upon leaving a college or university. While there have been some lucky college graduates who have been able to find employment despite a rough job market, there are still numerous college graduates who...
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Homeowner Delinquency And Foreclosure–Making Home Affordable Delinquent Homeowners Seeking Modifications

11/30/2010
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Homeowner delinquency remains a major problem for numerous individuals across the nation who are attempting to find mortgage assistance through the Making Home Affordable modification program. Obviously, there are many homeowners who are having difficulty meeting their monthly mortgage payment obligation, and have primarily turned to the federal modification program as a way to...
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Unemployment Healthcare Coverage–Options Beyond COBRA And Short-Term Health Insurance Plans

11/30/2010
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Health insurance for those who are unemployed is obviously a very difficult situation to address as numerous jobless men and women are in a different position and may benefit from various types of health insurance opportunities for the unemployed. Typically, men and women have turned to either COBRA health insurance or short-term health insurance...
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Homeowners And Retirement Options–Some Homeowners Turn To Retirement Accounts Rather Than Mortgage Payments

11/30/2010
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Homeowners are continuing to have a variety of difficulties pertaining to their monthly mortgage payments, but some are attempting to erase their mortgage debt as quickly as possible in the hopes of owning their home outright and putting these monthly payments towards other investments, like a retirement plan. While some homeowners have used options...
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Senior Homeowner Reverse Mortgage Plans And Uses By Homeowners Accessing Their Mortgage Equity

11/30/2010
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Many senior homeowners have begun researching reverse mortgage home loans as a way to acquire funding for a variety of expenses that may arise later in life. Obviously, seniors may have a variety of uses which funds from a reverse mortgage could help meet, but as to whether a homeowner should use a reverse...
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State Mortgage Modification Plans May Bring Unemployment And Reinstatement Assistance Plans For Homeowners

11/30/2010
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Federal mortgage modification plans have been used by homeowners over the past months as a way to find affordability that is needed to avoid foreclosure in their home. Yet, these federal assistance plans have not always been helpful to every homeowner and, even when an alternative modification is available, not all homeowners have been...
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Credit Counseling Assistance For Personal Debt Relief–How Much Can Debt Counseling Assist Consumers?

11/30/2010
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In order to combat personal debt many consumers have turned to nonprofit credit counseling assistance as a way to assess their financial situation and set themselves on a course which will be most beneficial in erasing their debt and repairing their personal financial life. Nonprofit credit counseling agencies are usually felt to be some...
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Consumers Use Credit Card Balance Transfers To Consolidate Debt But Are They Helpful?

11/30/2010
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Consumers have various options when it comes to dealing with credit card debt, but many often take advantage of credit card balance transfer opportunities as a way to, essentially, consolidate their various credit cards into one location. While this is not something that is new to the credit card industry, consumers who are struggling...
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Mortgage Forbearance Programs For Unemployed Homeowners–Is Forgoing Payments Helpful?

11/30/2010
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Unemployed homeowners have, over the past months, then able to take advantage of forbearance programs on their home loans through opportunities like the Home Affordable Unemployment Program. Obviously, unemployment remains a major problem for a variety of homeowners and has necessitated that assistance plans be offered that simply go beyond traditional home loan modification...
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Posted in Banking/Finance, Unemployment | Comments Off

Secured Business Loans May Offer Access To Capital Or Help Companies Build A Better Credit History

11/30/2010
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Businesses who may have had trouble getting a small business loan do have options, in certain cases, through secured business loans that can offer a company access to capital they may need to become more profitable or, for some, secured business loans have simply been a means with which a company builds a better...
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