Archive for September, 2010

Citigroup Home Loan Modification Trial Cancellations And Alternative Mortgage Assistance

09/29/2010
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Citigroup has offered home loan modifications for certain individuals who have suffered in the area of their home loan mortgage payment. Factors like unemployment have attributed to the difficulties that many homeowners have faced when it comes to meeting their monthly mortgage obligation, but the Making Home Affordable Program has offered solutions to some...
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Primary And Second Lien Modifications–Will Modifications On Second Mortgages Be Helpful?

09/29/2010
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Many homeowners who have attempted to get a home loan modification in order to lower monthly mortgage payments have been met with difficulty due to problems like second liens. However, the Second Lien Modification Program was created to address this issue on homes where a second mortgage was in place and perhaps hindering the...
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Repairing A Bad Credit History–Can A Poor Credit Score Be Repaired With Credit Cards?

09/29/2010
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Consumers who have fallen upon hard times as of late in their personal financial life have come to the point where many they may be able to begin the process of repairing a bad credit history. A poor credit score can often cause a great deal of difficulty in someone’s financial life but there...
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GMAC Mortgage Cancelled Trial Modifications And Alternative Mortgage Assistance Plans

09/29/2010
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Homeowners with GMAC Mortgage have been able to take advantage of modification plans made from the Making Home Affordable Program. While there have remained troubles between homeowners and mortgage servicers, GMAC Mortgage has seen an increase in the number of permanent home loan modifications they made over the past months. While many might see...
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National Consumer Debt Relief Programs–Is There Help To Erase Debt Fast?

09/29/2010
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Many consumers have had difficulty with debt over the past months, or even years, as troubling financial times have hit many in their personal life. Yet, when it comes to erasing debt, understandably, consumers are looking for ways which they can erase debt as quickly as possible, but this has drawn many into national...
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Small Business Health Insurance Through Employer Group Insurance Plans–Healthcare Tax Credit Available

09/29/2010
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There have been numerous small businesses who have attempted to find affordable employee health insurance plans by obtaining employer group health insurance policies, which can help with healthcare costs. While there are some businesses that have been able to take advantage of a small business health insurance tax credit that is currently available, larger...
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Wells Fargo Trial Modification Cancellations And Alternative Home Loan Mortgage Assistance

09/29/2010
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Wells Fargo has been one of the mortgage servicers to offer home loan modifications through the Making Home Affordable Program for homeowners who are in need of a lower monthly mortgage payment. Factors like unemployment and the loss of value in many homes across the nation have necessitated homeowners find ways to lower their...
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National Credit Card Debt Relief Programs–What Forms Of Credit Card Debt Assistance Are Available?

09/28/2010
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Credit card debt has become a problem for many Americans for various reasons. Difficult economic times and job troubles have caused many to be reliant upon their credit cards for certain purchases, and in some cases these charges have gotten out of control and a large amount of credit card debt has accrued. Yet,...
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J.P. Morgan Chase Making Home Affordable Modifications And In-House Assistance Plans–Mixed Results For Some

09/28/2010
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It’s well known that many major mortgage servicers like J.P. Morgan Chase have been working with homeowners through the Making Home Affordable Program in order to offer home loan modifications for those who are struggling with their mortgage payment and may face foreclosure. Yet, there are also in-house assistance plans that are said to...
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Underwater Refinancing Programs For Homeowners–Are Principal Reductions And Lower Mortgage Payments Available?

09/28/2010
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Underwater refinancing programs have been made available to certain homeowners who owe more on their home than their home is worth. Understandably, underwater mortgages are a very difficult predicament for certain homeowners as the loss in home value can cause various financial difficulties. Yet, underwater mortgage refinancing plans may help certain homeowners who are...
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