Archive for September, 2010

Cash-In Refinancing Opportunities For Homeowners–Can Homeowners Lower Their Total Mortgage Cost?

09/30/2010
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Homeowners have been turning to refinancing as a way to make their home more affordable in various ways. Over the past month, refinancing opportunities have been taken advantage of by homeowners who have either sought to lower their monthly mortgage payment or the overall costs associated with their home loan. Cash-in refinancing has been...
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Citigroup Homeowners Denied A Home Loan Modification May Have Alternative Mortgage Assistance Options

09/30/2010
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Homeowners with Citigroup who are seeking a home loan modification may have noticed that the number of permanent home loan modifications have increased over the past months within the Making Home Affordable Program. However, there are still concerns as homeowners are being denied assistance through this initiative from servicers like Citigroup, which obviously puts...
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Credit Card Debt Consolidation Loans And Balance Transfer Options–Do They Help Erase Credit Card Debt?

09/30/2010
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Cardholders have been using consolidation loans and, in some cases, credit card balance transfer offers as a way to help manage and, ultimately, erase their credit card debt. While there are mixed feelings from financial advisors on this issue, some cardholders have been able to consolidate their credit card debt and form a more...
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Health Insurance Options For Unemployed–Are Short-Term Insurance Plans Helpful For Jobless?

09/30/2010
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Some unemployed individuals have simply given up on certain expenses in their life, like health insurance. There are those who feel health insurance plans are simply too expensive and, for individuals who have lost their job, paying monthly premiums may not be an option in some cases. However, there have been more and more...
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J.P. Morgan Chase Homeowners Who Are Denied A Home Loan Modification May Have Alternative Aid Options

09/30/2010
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Homeowners with J.P. Morgan Chase have felt the financial burden of many economic and employment troubles that have been faced by numerous individuals across the nation. Yet, there have been increases in the number of permanent home loan modifications that have been made from mortgage servicers like Chase, which has given mortgage assistance to...
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Credit History Repair For Bad Credit Consumers–How Are People Improving Their Bad Credit Scores?

09/30/2010
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Many consumers who may have a bad credit score often seek out ways to repair their credit history in a timely manner so that they may improve their bad credit score. While financial difficulties have been quite common for many across the nation over the past months, or even years, certain consumers are in...
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Bank Of America Homeowners Denied A Trial Home Loan Modification May Have Alternative Modification Options

09/30/2010
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Homeowners with Bank of America may have had difficulty getting a trial modification as it was reported in the August 2010 Making Home Affordable servicer report that, through the month of July 2010, 89,791 homeowners had not been accepted for a Making Home Affordable trial modification program. While there have been many frustrations for...
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North Carolina Unemployment Benefits Recall–Unemployed Asked To Repay Unemployment Income

09/30/2010
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Unemployment benefits have been a lifeline for numerous individuals over the past months as some jobless men and women have been reliant upon this income to simply stay afloat in their financial life. While unemployment benefits do not provide individuals with an income that can help them meet the entirety of their needs in...
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Homebuyers And Low-Cost Homes–Can First-Time Homebuyers Find Discounts On Foreclosed Homes?

09/30/2010
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First-time homebuyers may be able to find discounts on homes that have been foreclosed upon and, with low mortgage interest rates available, it’s been said that homebuyers may have opportunities at the present time to find low-cost homes that come with affordable mortgages. It’s no secret that housing troubles have been present in the...
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Homeowners With GMAC Mortgage Denied A Home Loan Modification May Find Alternative Assistance Plans

09/30/2010
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Homeowners with GMAC mortgage may have been able to get grouped into the number of individuals who were part of the increase this mortgage servicer saw concerning the number of permanent home loan modifications they made over the past months. Many servicers, like GMAC Mortgage, did see an increase in the number of permanent...
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