The following is a guest article from the Editor-In-Chief at subprimeblogger.com, Jesse Wojdylo. For the sake of hearing both sides of an argument, this article is an editorial against unemployment benefits extensions. Recent news headlines state that the economy grew by 3.2%, which is less than expected, but consumer spending increased at a clip...
Read more »
Many small businesses are looking for capital so that they can grow and expand their operations but there are small business owners who say that banks are not providing the much-needed capital to do just that. However, there are those who say that banks are not the only problem as many small business owners...
Read more »
High-interest checking and savings accounts are available through online banks and can offer more benefits than savings and checking accounts through traditional lenders. Many people don’t take advantage of these savings and checking accounts, which bring higher interest, because they simply don’t feel comfortable using online banks. However, online banks are just as reliable,...
Read more »
30-year fixed rate mortgages have been low as mortgage rates have stayed around 5%. While some people have gotten rates lower than 5% or some slightly higher, many homeowners are refinancing so that they may take advantage of a lower rate and possibly a lower monthly mortgage payment. Homeowners have been struggling with their...
Read more »
Homeowners that are struggling with their mortgage payment due to unemployment may be able to get mortgage forbearance from certain lenders through a plan in the Making Home Affordable Program. Unemployment has caused a lot of trouble for homeowners as jobs simply don’t seem to be available for the majority of those looking for...
Read more »
Many college graduates often leave school with some form of student debt. Often student loans are necessary to pay for some costs of college no matter how much money scholarships or grants may bring in. However, there may be student loan forgiveness or repayment plans that make getting out of student loan debt a...
Read more »
Current high school students or those who wish to return to college may be able to get free student scholarships and grants to help pay the costs of tuition. Universities and colleges both are increasing the cost of attendance and many people are struggling to simply pay the minimum amounts charged for these institutions....
Read more »
Homeowners who are struggling with an underwater mortgage may benefit from a short sale. Some homeowners, rather than fight a devalued home with a mortgage that is worth more than the home itself, are choosing to sell their home at a loss simply to be rid of the burden. Short sales are usually beneficial...
Read more »
Many people use secured credit cards to help build up their credit score by improving their overall credit history. This can be done, in many cases, for anyone with bad credit because a typical secured credit card may have a lower interest rate than an unsecured credit card. Secured credit cards work just like...
Read more »
Homeowners with J.P. Morgan Chase may benefit from the home loan modification program from the Obama administration. Many homeowners have been struggling to make their mortgage payments because of things like unemployment or a loss of income from one or more family members. Also underwater mortgages are becoming a problem, or one might argue...
Read more »
