Archive for December, 2009

Secured Personal Loans, Repair Personal Credit Score With Personal Secured Loan

12/23/2009
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A secured personal loan can be a great asset when looking to repair your personal credit score. Those who have a low credit score often have difficulty raising their score since they are given little opportunity to access a line of credit. The solution for anyone in such a position may be a personal...
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Posted in Banking/Finance | 1 Comment »

State’s Unemployment Benefits Funds Out Within Two Years

12/23/2009
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There is growing concern over unemployment benefits funds for certain states as data suggests they will be out of money to pay unemployment benefits within two years. An article at msnbc.com states that 25 states have already exhausted their unemployment funds and by 2011 around 40 states will be out of funds. This problem’s...
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Posted in Unemployment | Comments Off

Unemployment Benefits Extension and The Job Market: Are Jobs Out There, Has The Job Market Changed?

12/23/2009
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The unemployment benefits extension is on the way for some, but the confusion as to who receives an extension and the frustration over relying on unemployment benefits have many American’s calling for action in job market. Search any job site and you will find openings and posting for almost any field. However, in what...
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Posted in Unemployment | 1 Comment »

When Merry Christmas Became Happy Holidays; Is There A War On The Spirituality Of Christmas

12/22/2009
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Christmas used to have a set meaning, a commemorative time for Christians to celebrate the Birth of Jesus, and while the history of Christmas runs deep there have been questions and concerns about a “War On Christmas.” Is there an underlying cold war against the Christmas holiday? Perhaps there are signs for you that...
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Posted in Uncategorized | 5 Comments »

$6500 Repeat Homebuyer Tax Credit With Low Mortgage Interest Rates; Is The Tax Credit Still Working?

12/22/2009
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The $6500 repeat homebuyer tax credit program is still in progress and with low mortgage interest rates there is an excellent environment being created for anyone seeking to buy a new home. Low mortgage rates have been the focus of many who say interest rates shouldn’t be kept at such a low since there...
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Posted in Banking/Finance | 2 Comments »

Bank Of America Small Business Loans and Unemployment

12/22/2009
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Bank of America has stated they will begin lending more to small businesses in 2010 as many have stated small business expansion is the key to solving the unemployment problem. Small businesses have endless room to grow and they are typically on the lookout for new employees because of that fact. Small business owners...
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Posted in Banking/Finance, Business, Unemployment | Comments Off

Student Loan Debt Consolidation; Should You Consolidate Your Student Loan Into One Payment?

12/22/2009
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Student loan debt is one of the most common types of debt people face in their lifetime and while many escape the student loan debt world with only a few year’s worth of payments, others have their debt following them for what seems like their entire life. Many people take out loans from one...
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Posted in Banking/Finance | 2 Comments »

Underwater Mortgages and Refinancing For A 30-Year Fixed Mortgage Rate

12/22/2009
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Many homeowners have found their mortgage to be what is know as underwater, which means they owe more on their mortgage than their home is actually worth.  This is a growing problem causing many to look at other options for their mortgage, one being refinancing for a 30-year fixed mortgage rate or simply walking...
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Posted in Banking/Finance, Loan Modification | 1 Comment »

Unemployment Benefits Extension 2010; Should Funds Be Used For Job Creation Or Unemployment Extension?

12/22/2009
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Many feel that 2010 will carry with it the ongoing issue of unemployment benefits extension and job creation. The question is, what should be the primary agenda in 2010 concerning unemployment? Should the unemployment benefits extension continue or should money be used to fund a job creation program that, if successful, will put Americans...
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Posted in Unemployment | 11 Comments »

Ineligible Home Loan Mortgage Modification Borrowers Source Of Low Modification Numbers?

12/21/2009
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Many have stated that the source for the low numbers from top lenders in the home loan modification program lies with ineligible borrowers and the program is running as it should, yet the homeowners are the source of trouble when it comes to passing from the trial period to a permanent modification. However, this...
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Posted in Loan Modification | 7 Comments »